Monroe Bank & Trust

65 Plan: Monroe Bank & Trust MBT Retirement Plan

65

29

66

84

0

10

20

30

40

50

60

70

80

90

100

For the average 401k participant, the 19 point difference between this plan's BrightScope Rating (65) and the top rated plan (84) could equate to:
[How is this calculated?]

10 additional years of work

Up to $67,700 in lost retirement savings.

The delay in retirement calculations apply solely to this defined contribution plan and do not take into account other retirement plans and programs offered by this employer.

Retirement Plan Description

Monroe Bank & Trust MBT Retirement Plan is a defined contribution plan with a profit-sharing component and 401k feature. This plan has a BrightScope Rating of 65. This plan is in the top 15% of plans for Participation Rate. Monroe Bank & Trust MBT Retirement Plan currently has over 400 active participants and over $23.8M in plan assets.

Investment Menu Statistics

No. of Investment Options

41

Plan Average: 24

Largest Funds in this 401k: based on % allocation of assets

1.	Vanguard 500 Index	10%
2.	PIMCO Total Return	10%
3.	Dodge & Cox Income	9%

Plan Component Ratings

Total Plan Cost Average Fees

Company Generosity Average

Design Components

Participation Rate Great

Salary Deferrals Average

Account Balances Above Average

Performance Components

Retirement Plan Details

Address	102 E. Front Street Monroe, MI 48161
Industry	Commercial Banking
Administrator	James Morr
Net Plan Assets	$23,800,000
Total Participants	430
Avg Account Balance	$55,000

Compare Other Companies in Peer Group

Security National	66.6
Firstrust Savings Bank	65.4
Hudson Valley Bank, N.A.	63.9
Shore Bancshares	63.6
NEB	62.7
Ameriserv Financial	60.7

Plan Service Providers

Insurance Carrier	Northwestern Mutual
Insurance Advisor/Broker	Northwestern Mutual
Administration	Monroe Bank & Trust
Administration	Matrix Capital Bank
Auditor	Hungerford, Aldrin, Nichols & Carter, P.C.