Garber Management Group, Inc.

61 Plan: GMG Employees Savings Plan

100

For the average 401k participant, the 13 point difference between this plan's BrightScope Rating (61) and the top rated plan (74) could equate to:
[How is this calculated?]

6 additional years of work

Up to $54,600 in lost retirement savings.

The delay in retirement calculations apply solely to this defined contribution plan and do not take into account other retirement plans and programs offered by this employer.

Retirement Plan Description

GMG Employees Savings Plan is a defined contribution plan with a profit-sharing component and 401k feature. This plan has a BrightScope Rating of 61. This plan is in the top 35% of plans for Salary Deferral. GMG Employees Savings Plan currently has over 500 active participants and over $15.5M in plan assets.

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Personal Fee Report

Investment Menu Statistics

No. of Investment Options

Plan Average: 24

Top 3 Funds in this 401k

1.	Unified Trust Stable Value Fund	26%
2.	Dodge & Cox Income	14%
3.	Columbia Mid Cap Index	11%

Plan Component Ratings

Total Plan Cost High Fees

Company Generosity Average

Design Components

Participation Rate Average

Salary Deferrals Above Average

Account Balances Average

Performance Components

Retirement Plan Details

Address	999 South Washington Avenue Suite 1 Saginaw, MI 48601
Industry	New Car Dealers
Administrator	Patrick Hengesbach
Net Plan Assets	$15,500,000
Total Participants	540
Avg Account Balance	$37,000

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