I would be able to pay off my debt faster if I focused on just that, but it seems like a shame to leave several thousand dollars on the table every year.
hi: Most employers match employee contributions up to a stated %, usually maxed out at 6%. Assuming you Do not pay the default rate, your credit card interest rate is probably 15-20%. I do not know of any investments that can safely earn that rate of return. Pay off your credit card debt-that is like you have earned 15-20% on your money. Also by only making a minimum payment your bill may take many years to pay off.