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Michael Ernest Kitces

Michael Ernest Kitces

Description

Michael Kitces has an ownership stake of Pinnacle Advisory Group, Inc., a $1B dollar RIA based in Columbia, MD. Michael has held an industry securities registration for 8 years and is subject to SEC oversight.

BrightScope Advisor Metrics

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Answers and Guides

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Level 1 Level 1 Contributor 0 Answers and 0 Financial Guides

Top Answers

Michael Ernest Kitces has not answered any questions on Financial Q&A.

Top Guides

Michael Ernest Kitces has not contributed any Financial Guides on Financial Q&A.
*Answers and guides are provided without compensation.

Advisor Information

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Articles/Publications

Tools & Techniques of Retirement Income Planning

Every financial planner should be prepared to address the emerging retirement income planning need to satisfy clients perceived and actual security based on psychological and behavioral finance issues unique to today s retirees. Specialized practitioners will understand defining/reducing risk, stochastic modeling and income planning research, as well as future trends facing Baby Boomer retirement. Complete with comprehensive strategy coverage. Discover how to develop custom models targeted at replacing the stability of a regular monthly paycheck while controlling withdrawals. Create a personal pension one sustaining longer life spans and late planning. You've helped clients accumulate wealth for retirement. Now what?

Advisor's Guide To Annuities

Designed for professionals who need to know how and when annuities work, The Advisor's Guide to Annuities provides objective, impartial guidance on what annuities can and cannot do, their costs, and what risk-management features annuities offer. All delivered in easy-to-read language.

Social Media

Advisor Assets Under Management

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$896.7M
Total Assets
750
Clients
$1.2M
Estimated Average Account Balance Per Client
*An individual AUM and number of accounts has been entered by the advisor and has not been verified.

Firm Client Types

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ownership pie chart
High Net Worth Individuals
Individuals
Pension and Profit Sharing Plans
Corporations or Other Businesses
Charitable Organizations

*The Client Types data displayed is firm level data as reported on the SEC ADV filing.

Experience and Employment History

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Employer Years Dates
Pinnacle Advisory Group, Inc. 10 years, 5 months Dec 2002 - Present
*Experience and Employment History information reflects the past 10 years of employment as reported on the SEC ADV filing as of 11/02/2009, and is not a complete representation of the advisor's experience and employment history. Furthermore, the advisor is required to provide this information only while registered with an investment advisor firm and the information is not updated through Form U4 after the advisor ceases to be registered. Therefore, an employment date of "Present" may not reflect the advisor's current employment status.

Licenses and Conduct

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Regulator
SEC
FINRA
License Status
Registered
Not registered
Disclosures

No Disclosures Found

No Disclosures Found
As of Date
11/02/2009
05/23/2012
*This advisor may not be SEC registered. The SEC maintains the database for state registered advisors as well as SEC registered advisors.
*A single dispute is often reported by both the SEC and FINRA and therefore will be reported as both an SEC dispute and FINRA dispute in this section.
*BrightScope is not endorsed by or affiliated with FINRA.

Advisor Exams

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Exam Series Passed Date
General Securities Representative Examination Series 7 07/25/2001
Uniform Investment Adviser Law Examination Series 65 10/13/2000
Uniform Securities Agent State Law Examination Series 63 07/12/2000
Investment Company Products/Variable Contracts Representative Examination Series 6 07/11/2000

Firm Compensation Arrangements

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Types of Compensation Arrangements

  • Percentage of Assets
  • Hourly Charges
  • Fixed Fees