John P. Middleton
| Other Names: |
John Paul Middleton
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RIA |
Description
John P. Middleton is an investment advisor at Brighton Financial Planning in Clinton, NJ. Brighton Financial Planning primarily manages accounts for individuals, high net worth individuals, and and provides advisory services to pension and profit sharing plans We have approximately $53M in assets under management.
We
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provide discretionary investment management, non-discretionary retirement plan advisory services and financial and estate planning services to individuals and small businesses.
Our discretionary investment management services cover full portfolio management for clients. We manage both taxable and tax-deferred accounts including individual, IRA, SEP and Trust accounts. We meet with all new clients to review their objectives and risk tolerance and to formulate a written Investment Policy Statement. This IPS will be used as a guide to the asset allocation and implementation of all portfolios for that client. We meet with clients on at least a semi-annual basis to review portfolio performance and continuing appropriateness of the asset allocation.
Our non-discretionary retirement plan advisory services cover both the establishment of defined contribution plans, primarily 401k and employer-directed profit sharing plans, for small businesses (plan assets from $0 to approximately $2,000,000) and advice for individuals regarding asset allocation and investment options within larger 401k plans. Clients are then responsible for implementation of our recommendations.
Our financial and estate planning services cover plans ranging from cash flow sufficiency to more comprehensive planning services designed to help clients understand the action items necessary to meet their future goals such as college funding and retirement.
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Answers and Guides
Level 16
Level 16 Contributor
11 Answers and 1 Financial Guide
Top Answers
Answered May 03, 2012
near Clinton, NJ
Paul - blue chip stocks are stocks of typically large-cap companies with a long history of consistent earnings growth and consistent dividend payments. Examples could include 3M, Chubb, CR Bard, and Coca-Cola, all of whom are members of the S&P 500
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Paul - blue chip stocks are stocks of typically large-cap companies with a long history of consistent earnings growth and consistent dividend payments. Examples could include 3M, Chubb, CR Bard, and Coca-Cola, all of whom are members of the S&P 500 Dividend Aristocrats. "Risk" can be defined in a number of ways, so while they may be less "risky" than some stocks, investing in blue chip stocks still has risk. Consider your own risk tolerance and investment objectives before investing in any stock.
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Answered Jun 18, 2012
near Clinton, NJ
Ethan - in my opinion, short-term, the Greek election appears to have helped avert a potential disaster scenario as the results suggest less likelihood Greece will withdraw from the EU or the EZ. Long-term, it made little difference as the results did
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Ethan - in my opinion, short-term, the Greek election appears to have helped avert a potential disaster scenario as the results suggest less likelihood Greece will withdraw from the EU or the EZ. Long-term, it made little difference as the results did not provide a clear consensus government and do not resolve the more substantive issues facing the European Union and the Eurozone countries. There is still plenty of reason to be a cautious equity investor.
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Answered Jun 21, 2012
near Clinton, NJ
Francisca - adding to Evan's answer - consider your intentions for the assets beyond your lifetime - do you want to leave a legacy for your heirs (family members, charities, etc)? Which option gives you the most control of the assets with regard to that
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Francisca - adding to Evan's answer - consider your intentions for the assets beyond your lifetime - do you want to leave a legacy for your heirs (family members, charities, etc)? Which option gives you the most control of the assets with regard to that goal?
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See more Answers
Top Guides
Published Apr 26, 2012
Many investors focus only on the return on an investment as the ultimate determinant of success of portfolio management. However, returns alone don't tell how that return was achieved. Two securities can have the same
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*Answers and guides are provided without compensation.
Advisor Information
Firm Client Types
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Individuals |
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High Net Worth Individuals |
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Pension and Profit Sharing Plans |
*The Client Types data displayed is firm level data as reported on the SEC ADV filing.
Experience and Employment History
*Experience and Employment History information reflects the past 10
years of employment as reported on the SEC ADV filing as of 03/08/2010, and is not a complete representation of the advisor's experience and
employment history. Furthermore, the advisor is required to provide this information only while registered with an investment advisor firm
and the information is not updated through Form U4 after the advisor ceases to be registered. Therefore, an employment date of "Present" may not reflect the advisor's current employment status.
Licenses and Conduct
| Regulator |
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License Status
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Registered
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Not registered
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Disclosures
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| As of Date |
03/08/2010
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03/23/2013
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*This advisor may not be SEC registered. The SEC maintains the database for state registered advisors as well as SEC registered advisors.
*A single dispute is often reported by both the SEC and FINRA and therefore will be reported as both an SEC dispute and FINRA dispute in this section.
*BrightScope is not endorsed by or affiliated with FINRA.
Advisor Exams
| Exam |
Series |
Passed Date |
| National Commodity Futures Examination |
Series 3 |
11/16/2001 |
| Uniform Securities Agent State Law Examination |
Series 63 |
03/11/1994 |
| General Securities Representative Examination |
Series 7 |
07/30/1993 |
Advisor Compensation Arrangements
Fee Only
Advisor
This advisor has certified that they are compensated solely by their clients,
and do not accept commissions or compensation of any kind based on the products they recommend.
Types of Compensation Arrangements
|Percentage of Assets+(95%25))
