Thomas Dahl Jensen

If you quickly want to know how much your employer contributes, check your latest quaretly statement from your plan administrator. Look for "Employer Contribution" or profit sharing. Better yet, ask your HR person to direct you to the plan documents.

It is not specific to IPOs. Long means the bank owns shares on account. Short means the bank has BORROWED shares and sold them in the market (i.e. they have to buy them back at some point to sloce the gap). "Net" is the difference between the two - i.e. to be net short is to OWE the market shares of a stock.

Excellent question Remy! It can be rather difficult to determine unless you know where to look. Here are a few approaches (one doesn't exclude the other): 1) make sure you ask your advisor directly "how are you compensated and how much do you earn from having me as a client." Make sure you're comfortable with the answers given, if not, continue asking. 2) If you work with an RIA Representative you should have received the company's regulatory filing, the so-called ADV, when you signed on. You will find all fee disclosures and calculation methods in the ADV. 3) Read the prospectus of every fund you invest in. Not only will it tell you about investment policies, fund managers etc., but also about fee structures and costs related to management of the fund and whether the advisor is compensated (e.g. through sale of A, B and C shares) 4) Check your statements and see if you can tease out the actual advisor compensation (this is not a reliable method yet, but soon it will be) 5) Best approach is to go with a fee-only advisor. You'll know right upfront how much you end up paying for the advisor's service.