Screen it clean it is a process to align your values with the corporations that do less harm against your values and align with your personal or nonprofits values. Put your investments where your heart is.
Example: ...(more)
Great question that few understand. We are addressing terms thrown around the annuity or insurance world.
Fee is fixed percentage rate like 1% regardless. Example $100,000 at 1% fee is $1,000 and if you earn nothing ...(more)
Yes, you read that right! The current 15% Capital Gains Tax Rate is scheduled to increase to 20% plus 3.8% for the new Medicare Tax passed by our current Congress.
So, 15% will increase to 23.8% for a total tax rate ...(more)
Are you part of a Corporate Pension Buy-Out Offer? GM and Ford and many other companies, like NCR, FedEx, and Alcatel-Lucent, are beginning to unwind their pension plans and offer alternative options to monthly pension ...(more)
According to SSA.gov there are estimated 10,000 new claims daily for Social Security Retirement Benefits. Where are they getting advice for this decision? According to www.ssa.gov they are not allowed to provide ...(more)
Yes, assuming that the lower earning spouse qualifies and has filed for benefits. If the higher earner files a standard application, he will not qualify for spousal benefits because his benefit would be higher than his ...(more)
The year 2004 and my boys had come home from preschool and each had planted seeds and seen a small plant emerge and they were not impressed. For some reason this bothered me that the miracle of life did not excite them ...(more)
1) Every meaningful donation begins with a conversation.
Do you have a process or methods to open up the space to have a meaningful conversation? Have you used tools like "values cards" or well, thought-out questions ...(more)
No need to protect the Retirement Income of a Spouse.
No need or care to protect Assets for Children or Grandchildren.
You are already on Medicaid.
You often have trouble now paying for utilities, food, medicine or ...(more)
Best assets to give to your favorite charity or charities? Qualified Retirement Accounts: IRA, 401(k), SEP-IRA, Profit sharing, or 403B plans. Why? They create a special tax inside your estate called IRD or Income ...(more)
Yes, assuming that the lower earning spouse qualifies and has filed for benefits. If the higher earner files a standard application, he will not qualify for spousal benefits because his benefit would be higher than his ...(more)
Yes, there are 7 varieties of Foundations and each require reporting and work. The Private Foundation or Family Foundation is potential a very flexible and friendly way to engage family. If your funding is less than ...(more)
There is a difference in the kind of advice you will receive from a Qualified Kingdom Advisor than any other advisor.
When one chooses a financial advisor of any discipline, they are looking for several things, most ...(more)
Only 5 uses money for and here it is: Giving, Living, Margin, Debt, Taxes.
Money is a tool and it can be used for good or evil. Money is not evil, in fact money elevates communities, and makes room for human ...(more)
With some 10,000 plus individuals per day applying for retirement benefits and the amount of postage, paper costs it was time for the statements to go online with SSA.
You can now access Social security statements ...(more)
Last year in 2011 there was a large window of opportunity to fix a claimed benefit for up to 9 years! That window is now shut down in 2012 and limited to fixing, revoking or changing your retirement claims at Social ...(more)
Hartford announced this week they are selling off their retirement plans and also stopped selling annuities and and looking to sell off their life insurance division.
What do you do when the company goes through such a ...(more)
SDO is Self-Directed Option. Did you know that over 50,000 401(k) plans, most 403(b), 401(a), and 457 plans allow for individual participant account management. The advisor on the account does not have to be on record ...(more)
If you love working with passionate donors and wish to engage deeper and more completely you may wish to get involved in a couple of organizations. International Association of Advisors in Philanthropy a k a AIP and ...(more)
Cost of Living Adjustments (COLA) are mostly overlooked in Social Security break even analysis according to leading math and Social Security expert Robert Muksian. His work has been widely published over the past ...(more)
