Barry Rabinowitz, CFP®
| Other Names: |
Barry E Rabinowitz, Barry Rabinowitz
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| Firm: |
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| Type: |
RIA |
Description
Barry Rabinowitz, CFP, is a "Fee Only" investment advisor representative, (IAR) at Ber Financial Group LLC in Plantation, FL. We work with individuals in Broward and Palm Beach Counties, from Ft. Lauderdale to Boca Raton. Ber Financial Group LLC primarily manages accounts for individuals and high net worth individuals.
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This advisor's firm is state registered. In addition to investment management services, Barry also offers 2nd opinions on 401k and IRA plan asset allocations. "Fee Only" means that he does not sell products, or work on commissions. That way he can be 100% objective in his analysis and recommendations. Barry is recognized as a Certified Financial Practitioner by the CFP Board. As a CFP, Barry is legally obligated to act as a "Fiduciary" and follows the fiduciary standard of care. A Fiduciary is legally obligated to do what is in the client's interest first, before thinking about fees and or commisions. Barry believes that education is vital in the Financial Planning and Investment Industry and he has the following additional credentials: MBA degree in Finance, is an IRS Enrolled Agent, (EA) is a NASD Industry Arbitrator, and is on the Board of Gold Coast Financial Planning Assn.
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BrightScope Advisor Metrics
Answers and Guides
Level 18
Level 18 Contributor
43 Answers and 11 Financial Guides
Top Answers
Answered Jan 09, 2012
near Fort Lauderdale, FL
Hi: A bond ladder is used as follows: You allocate 10% of your funds to buying bonds maturing in 1 year, 10% in bonds maturing in 2 years....... the same going out to 10 years. So you have an average maturity of 5 years. This is usually a good strategy-
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Hi: A bond ladder is used as follows: You allocate 10% of your funds to buying bonds maturing in 1 year, 10% in bonds maturing in 2 years....... the same going out to 10 years. So you have an average maturity of 5 years. This is usually a good strategy- when you are afraid of inflation and rising rates. However, in the current interest rate environment- no inflation-steep interest rate curve, you are giving up alot of income by laddering. The sweet spot for investing in bonds is intermediate maturities: 10-20years.
Currently, US Treasuries under 5 years yield less than 1% and to generate any return you needto invest 10 years or longer. There is a Huge oppty costfor staying short term-and waiting for rates to rise.
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Answered Jan 09, 2012
near Fort Lauderdale, FL
hi: I do not know your age or your Asset Allocation to emerging markets. In general i recommend 10-15% allocation to emerging markets. I like buying what has done poorly recently, and emerging markets fell about 20% in 2011.
Answered Apr 25, 2012
near Fort Lauderdale, FL
Depending on your age and risk tolerance, I would recommend 15-25%, divided among developed and emerging mkts.
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Top Guides
Published May 17, 2012
Laddering Bond Portfolios Individual investors have always worried about investing in the bond market at the wrong time, since a subsequent rise in interest rates, would result in a decline on the market price of
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Published Jan 06, 2012
Academic Study on Experts’ Predictions:A recent study by University of California Professor Philip Tetlock reviewed 24,450 predictions from 284 “ experts.” His study included predictions from the left, from the right, and optimistic as well
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Published Jan 06, 2012
Over the past two years we have been on a roller coaster ride in the financial markets, and have seen the major stock market indices fall to a 12 year low, then rebound almost 100%,
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*Answers and guides are provided without compensation.
Advisor Assets Under Management
$1.5M
Estimated Average Account Balance Per Client
*An individual AUM and number of accounts has been entered by the advisor and has not been verified.
Advisor Client Types
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Individuals |
50% |
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High Net Worth Individuals |
50% |
*The Client Types data displayed has been entered by the advisor and has not been verified.
Experience and Employment History
*Experience and Employment History information reflects the past 10
years of employment as reported on the SEC ADV filing as of 01/30/2009, and is not a complete representation of the advisor's experience and
employment history. Furthermore, the advisor is required to provide this information only while registered with an investment advisor firm
and the information is not updated through Form U4 after the advisor ceases to be registered. Therefore, an employment date of "Present" may not reflect the advisor's current employment status.
Licenses and Conduct
| Regulator |
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License Status
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Registered
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Not registered
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Disclosures
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| As of Date |
01/30/2009
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01/30/2009
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*This advisor may not be SEC registered. The SEC maintains the database for state registered advisors as well as SEC registered advisors.
*A single dispute is often reported by both the SEC and FINRA and therefore will be reported as both an SEC dispute and FINRA dispute in this section.
*BrightScope is not endorsed by or affiliated with FINRA.
Advisor Exams
| Exam |
Series |
Passed Date |
| Uniform Securities Agent State Law Examination |
Series 63 |
01/29/1992 |
| General Securities Representative Examination |
Series 7 |
01/24/1992 |
| National Commodity Futures Examination |
Series 3 |
04/03/1991 |
Advisor Compensation Arrangements
Fee Only
Advisor
This advisor has certified that they are compensated solely by their clients,
and do not accept commissions or compensation of any kind based on the products they recommend.
Types of Compensation Arrangements
|Percentage of Assets+(80%25))
