Robert Wander, CFP®
| Other Names: |
Robert Mark Wander
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| Firm: |
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| DBA: |
Wander Financial Services |
| Additional Firm: |
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| Type: |
Registered Representative |
Description
Robert Wander is a Registered Investment Advisor and Certified Financial Planner operating under Wander Financial Services LLC (WFC). WFC is a full-service financial planning firm that offers a rare combination of independent financial planning and employee benefit consulting.
For individuals and families, this means
...(see more)
that we are not brokers selling investment products under the guise of financial planning; rather, we offer true "holistic" advice that considers all aspects of your financial life, including investments, insurance, taxes, estate issues, retirement and college planning.
For businesses, our "one-stop shop" provides expertise on an array of employee benefits, ranging from health, dental, life and disability insurance, to a full-menu of retirement plans such as 401Ks and IRAs. Our business clients profit from more cost-efficient plans and enhanced employee satisfaction through our "high-touch" service.
Professional Services include
Financial Planning;
Investment Advisory Services;
Group Benefit Plans including Health Insurance and 401k Plans;
Tax and Estate Planning;
Life, Disability and Long Term Care Insurance and
Cash Flow Analysis
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BrightScope Advisor Metrics
Answers and Guides
Level 13
Level 13 Contributor
8 Answers and 1 Financial Guide
Top Answers
Answered Oct 10, 2012
near Manhattan, NY
Above responses are all spot on but one thing I'm confused about Ross. You indicate that the 401k doesnt have a positive-yielding money market fund after expenses but then ask if you can go outside the 401k to invest in stocks. If your goal is to invest
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Above responses are all spot on but one thing I'm confused about Ross. You indicate that the 401k doesnt have a positive-yielding money market fund after expenses but then ask if you can go outside the 401k to invest in stocks. If your goal is to invest in stocks, then why not invest in the equity funds offered through your employer?
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Answered May 02, 2012
near Manhattan, NY
Yes, you do need to pay in the same year. When the regulation removing the cap on income for Roth IRA conversion first went into effect in 2010, there was a one-time opportunity to defer the tax, half to 2011 and half to 2012 but that is no longer in
...(more)
Yes, you do need to pay in the same year. When the regulation removing the cap on income for Roth IRA conversion first went into effect in 2010, there was a one-time opportunity to defer the tax, half to 2011 and half to 2012 but that is no longer in effect.
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Answered Jun 25, 2012
near Manhattan, NY
Like most financial decisions, there are pros and cons to the various options but boiling it down, individual 401k allows for greater contributions at the same income level and also allows for loans up to 50% of acct balance whereas a SEP-IRA (which would
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Like most financial decisions, there are pros and cons to the various options but boiling it down, individual 401k allows for greater contributions at the same income level and also allows for loans up to 50% of acct balance whereas a SEP-IRA (which would be the IRA of choice for most business owners) has less administration and can accomodate additional employees.
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See more Answers
Top Guides
Published May 23, 2012
The Wall St Journal, in its Personal Finance section, recently asked two ostensible experts to take opposing sides in answering the question “Should You Purchase Long-Term Care Insurance?’ In my 20+ years as a Financial
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*Answers and guides are provided without compensation.
Advisor Information
Advisor Assets Under Management
$750.0K
Estimated Average Account Balance Per Client
*An individual AUM and number of accounts has been entered by the advisor and has not been verified.
Advisor Client Types
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Individuals |
40% |
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High Net Worth Individuals |
40% |
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Pension and Profit Sharing Plans |
20% |
*The Client Types data displayed has been entered by the advisor and has not been verified.
Experience and Employment History
*Experience and Employment History information reflects the past 10
years of employment as reported on the SEC ADV filing as of , and is not a complete representation of the advisor's experience and
employment history. Furthermore, the advisor is required to provide this information only while registered with an investment advisor firm
and the information is not updated through Form U4 after the advisor ceases to be registered. Therefore, an employment date of "Present" may not reflect the advisor's current employment status.
Licenses and Conduct
| Regulator |
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License Status
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Registered
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Disclosures
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| As of Date |
08/28/2012
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*This advisor may not be SEC registered. The SEC maintains the database for state registered advisors as well as SEC registered advisors.
*A single dispute is often reported by both the SEC and FINRA and therefore will be reported as both an SEC dispute and FINRA dispute in this section.
*BrightScope is not endorsed by or affiliated with FINRA.
Advisor Exams
| Exam |
Series |
Passed Date |
| Municipal Securities Representative Examination |
Series 52 |
01/14/2008 |
| Corporate Securities Limited Representative Examination |
Series 62 |
06/08/1999 |
| Uniform Securities Agent State Law Examination |
Series 63 |
01/06/1992 |
| Investment Company Products/Variable Contracts Representative Examination |
Series 6 |
01/03/1992 |
Advisor Compensation Arrangements
Types of Compensation Arrangements
|Fixed Fees+(30%25)|Percentage of Assets+(60%25))
