What makes you decide to make a purchase that may not be an immediate need? Are you able to resist making an impulse purchase? Do you consider the payments versus the entire cost of a purchase (including interest ...(more)
NOTE: The following is general educational information and does not constitute advice or an offer of a specific investment. Talk to an advisor to determine if alternative investments are right for you.
With the ...(more)
Do you remember receiving your first paycheck? I do. It was a thrilling moment, until I opened the envelope. What happened to all my money? The numbers did not match what I calculated in my mind. Then I saw the ...(more)
Each year, as we file our taxes, some of us will wonder why we need to pay so much on April 17th while some of us will receive a large refund. Neither approach is ideal. A large tax payment may mean filing quarterly tax ...(more)
Teaching financial skills to our children in today’s complex financial world is as critical as teaching hunting and farming skills to children hundreds of years ago. However, the 2008 survey by the Jump$tart Coalition ...(more)
We invest because we want to achieve certain goals such as a new home or retirement. We expect our investments to grow. The reality is sometimes the markets are up and sometimes they are down.
There are always risks ...(more)
An important part of anyone’s financial plan is determining how much money is flowing in (income) and how much is flowing out (expenses). The term for money flowing into and out of the family coffers is “cash flow.” ...(more)
The market has taken us on a wild ride over the last few years. This has caused some investors to question whether they should even be in the market. After all, we do not invest to lose money. We expect to see a profit ...(more)
