When I respond to the question, What do you do? with financial or fiduciary adviser. The follow up question is typically What investment looks good now? or I heard gold is the thing to buy. or What do you think of (fill ...(more)
There continues to be investors wary of the stock market. Many, if not most, watch all the talking heads on the financial news programs. These talking heads or Wall Street bullies continually scare investors on what is ...(more)
Remember when a stamp was a nickel or you could buy a candy bar for a dime? We do. At a relatively low inflation rate of 4%, it only takes 18 years for your wealth and its buying power to be cut in half. One of the ...(more)
January of each year is the time for new predictions by the gurus of the past. Some made masterful trades, such as, exiting the market prior to the 2008 market crash. The investing public eagerly awaits their ...(more)
During conversations with investors I continue to hear apprehension when the subject of stocks is discussed. This apprehension or fear is completely understandable. We hear nothing but bad news from the media, the ...(more)
During 2012 we were worried about several things that would have a negative impact on the financial markets. The financial media made sure you were fully aware of these ‘events’. After all, the media’s strategy is, if ...(more)
While talking with many investors, both current and potential clients, I have repeatedly heard that stocks are no longer a good investment. The current volatility will remain, perhaps permanently, making stock ...(more)
Investors are always looking for the best asset category to invest their portfolio. If only someone could tell them when to buy stocks or bonds or real estate or Cds or annuities or even gold and then tell them when to ...(more)
When investors are looking for the best place to invest their money, they attempt to avoid the pain, the pain of down markets. Given the high volatility of the stock market many investors are avoiding placing their ...(more)
The Wall Street bullies are continuously promoting stock picking, market timing and trading. We have all seen the commercials about the baby, using the brokers’ tools, picking stocks and making great returns. These ...(more)
There is a new crisis in Washington is the ‘fiscal cliff or is the concern Europe or the Middle East or???’. Many ‘experts’ predict financial chaos and extremely volatile markets for the foreseeable future. As a long ...(more)
There are numerous predictions depending on the outcome of today’s election. What will happen to stocks if Obama wins? What will happen to stocks if Romney wins? No one really knows. This election is the most ...(more)
The 401(k) plan was first introduced in 1981 as a supplement to a defined benefit (pension) plan by a bank seeking additional retirement funds for executives. It has been sold to companies, as a supplement, since ...(more)
October 19, 2012 was the twenty fifth anniversary of the 1987 stock market crash. On October 19, 1987 the S&P 500 dropped 20%. It was a gut wrenching time for all investors.
Coincidentally or perhaps not, the ...(more)
What seems like just a few years ago, the dot.com craze was everywhere. If you had an idea you developed a website and went public within “minutes”. Investors were lining up to give you money. It was the “new ...(more)
When investing many people hear their friends or colleagues talking about their investing successes. In many cases this involves investing in high risk ‘penny’ stocks or startups. The lure of the high return is ...(more)
There is never a shortage of predictions on where the markets will go next. These predictions are typically based on current events.
Who will win the presidential election?
How will the ‘fiscal cliff’ ...(more)
The financial services industry has been debating the fiduciary standard for investors with no solution in sight. Investors should be wondering why this is such a difficult issue. Shouldn’t the interest of the client ...(more)
Through many discussions with investors I have learned that when things go against them they want to take control.
Stock pickers and day-traders who are actively trading their investments have perceived control ...(more)
Free Markets Work….
This message bears repeating.
It is so important for you, as an investor, to know what your investment philosophy is.
The Wall Street bullies want you to believe that the “markets fail” and that ...(more)
