John E. Benedict
| Other Names: |
John Eric Benedict
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RIA |
Description
John E. Benedict is a representative at J2 Capital Management, Inc. located in Troy, MI. J2 Capital Management, Inc. primarily manages accounts for individuals, high net worth individuals, and corporations or other businesses and has more than $70M in assets under management. J2 Capital counsels individuals who live across
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the United States but predominately in Troy, West Bloomfield, Birmingham, Rochester Hills, MI. This advisor is registered with the SEC. This advisor's firm is state-registered.
John E. Benedict believes in Active Investment Management to manage investment risk. John E. Benedict differentiates himself from many other financial advisors by providing Tactical Investment Strategies. While other advisors are holding clients hostage to the same broken Buy and Hold approach, we rely on an active management approach to identify high or low risk market environments.
John E. Benedict and J2 Capital Management offer comprehensive financial planning which includes retirement planning as well as Tax Planning and Preparations to individuals.
John E. Benedict's and J2 Capital Managements clients typically earn more than $100,000 and/or have more than $300,000 of investable assets.
John has over 13 years of total industry experience. The past 6 years have been spent learning technical analysis of stocks and markets. John is a member of both NAAIM (National Association of Active Investment Managers and the (MTA) Market Technicians Association. John uses these skills to build J2CM's investment models. John's career started off at American Express Financial Advisors after learning the business at various financial planning companies including the Center for Financial Planning and Dean Witter. John is a graduate of Central Michigan University. John E. Benedict is CEO & CIO of J2 Capital Management whose focus will be as head of investment strategy, where he will focus on asset allocation and the building of tactical investment models for the firm's clients.
There is no claim that such objectives can or will be met. Investing involves risks please consult your investment professional before investing.
Investment postings are not a solicitation to buy. Full disclosure can be viewed @ http://www.j2cmonline.com/pages/j2CapitalServices.aspx?spid=110538&ptype=SERVICES
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Answers and Guides
Level 13
Level 13 Contributor
4 Answers and 0 Financial Guides
Top Answers
Answered Jun 13, 2012
near Troy, MI
The above are really good answers to how bonds and credit ratings work. Just because a bond has a lower rating doesn't mean you should or shouldn't invest in it. Also keep in mind that one has to be fairly knowledgeable about how individual bonds work.
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The above are really good answers to how bonds and credit ratings work. Just because a bond has a lower rating doesn't mean you should or shouldn't invest in it. Also keep in mind that one has to be fairly knowledgeable about how individual bonds work. A better approach as suggested could be to look a bond mutual fund or bond ETF instead. Your risk would be spread out among many different issuers which takes some the guessing out of it. Of course you should know on the flip side there is no maturity date on a bond fund or ETF like on an individual issue.
So to sum up: Individual bonds carry more risk and require more due diligence but do have an end maturity date. Bond funds and ETF's carry lower risk due to diversification but have no maturity date. So is a bond fund/ETF right for you even if it is lower quality? Possibly. It would depend on how the rest of your portfolio is invested, your short and long term objectives and goals, and how much risk you can take.
Good Luck.
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Answered Dec 12, 2012
near Troy, MI
Some companies do allow for what is called an in-service withdrawal of a 401k to an IRA. Not all companies allow this option though. An in-service withdrawal allows for certain monies to be rolled over. These could include Employer contributions (match),
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Some companies do allow for what is called an in-service withdrawal of a 401k to an IRA. Not all companies allow this option though. An in-service withdrawal allows for certain monies to be rolled over. These could include Employer contributions (match), profit sharing contributions and employee after tax contributions.
Please contact your wife's 401k provider as they will be able to tell you if they allow for an in-service withdrawal of her 401k.
Good Luck.
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Answered Jun 13, 2012
near Troy, MI
I think your question is targeted at all advisors in general, not just CFP's. Currently there is no way to compare their performance as most advisors do not publish performance. Reasons could be compliance concerns, personal reasons, or maybe not sure
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I think your question is targeted at all advisors in general, not just CFP's. Currently there is no way to compare their performance as most advisors do not publish performance. Reasons could be compliance concerns, personal reasons, or maybe not sure how to. Some advisors like us have decided to become fully transparent and publish their holdings, returns, and trading logs on a quarterly basis for others to see. I think we fall into the great minority on this. I believe there is some work being done by Brightscope in this area.
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Advisor Information
Advisor Assets Under Management
$345.5K
Estimated Average Account Balance Per Client
*An individual AUM and number of accounts has been entered by the advisor and has not been verified.
Advisor Client Types
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Individuals |
60% |
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High Net Worth Individuals |
30% |
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Corporations or Other Businesses |
10% |
*The Client Types data displayed has been entered by the advisor and has not been verified.
Experience and Employment History
*Experience and Employment History information reflects the past 10
years of employment as reported on the SEC ADV filing as of 07/01/2010, and is not a complete representation of the advisor's experience and
employment history. Furthermore, the advisor is required to provide this information only while registered with an investment advisor firm
and the information is not updated through Form U4 after the advisor ceases to be registered. Therefore, an employment date of "Present" may not reflect the advisor's current employment status.
Licenses and Conduct
| Regulator |
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License Status
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Registered
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Not registered
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Disclosures
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| As of Date |
07/01/2010
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06/06/2012
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*This advisor may not be SEC registered. The SEC maintains the database for state registered advisors as well as SEC registered advisors.
*A single dispute is often reported by both the SEC and FINRA and therefore will be reported as both an SEC dispute and FINRA dispute in this section.
*BrightScope is not endorsed by or affiliated with FINRA.
Advisor Exams
| Exam |
Series |
Passed Date |
| Uniform Investment Adviser Law Examination |
Series 65 |
03/16/2010 |
| Uniform Securities Agent State Law Examination |
Series 63 |
03/27/1998 |
| General Securities Representative Examination |
Series 7 |
03/23/1998 |
Advisor Compensation Arrangements
Fee Only
Advisor
This advisor has certified that they are compensated solely by their clients,
and do not accept commissions or compensation of any kind based on the products they recommend.
Types of Compensation Arrangements
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