Dickson Griswold, CFP®

When it comes to the stock market, Jon Raynes has known only the credit crisis and its aftermath during his adult life, one reason the 22-year-old has played it safe with his investments. But Raynes said he is finally ready to raise his risk quotient, and the upcoming initial public offering of Facebook, which he uses, is tempting him to jump into the stock market, although not with both feet. "I have a feeling it's going to blow up within the first couple weeks, and I want to see how I can come out on it," he said.

When wealth manager Dickson Griswold and his family left their New Orleans home in August 2005, they expected to be gone only a few days — just until after Hurricane Katrina blew over.

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In the ongoing debate about the fiduciary standard, it continues to be difficult explaining to the public just what fiduciary is and means, and how there's a difference between brokers who sell products and fiduciaries who give advice. A recent video by tries to illustrate the point by comparing butchers who sell meat, to dieticians who give advice about a healthy diet.