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Don Unger, MSFS

Don Unger, MSFS
Other Names: Donald L Unger, Donald Louis Unger, Donald Unger
Firm:
Investors Security Company, Inc.
DBA:

Old Dominion Insurance & Financial Services, Inc.
Type: Registered Representative
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Description

Don Unger (President) who founded Old Dominion Insurance & Financial Services, Inc. (ODIFS, Inc.) in 1991, started his financial services career on Wall Street as a stock broker in late 1980. Sent back to school by his employer, Don earned his Master’s Degree in Financial Services and was appointed as the regional Financial ...(see more)

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Answers and Guides

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Level 16 Level 16 Contributor 16 Answers and 10 Financial Guides

Top Answers

What's the right life insurance for me?

Answered Oct 01, 2012 near Henrico, VA
6 votes
There are a number of ways to look at this question. If you need a lot of coverage and you have a limited budget, then Term Life insurance may be your best bet to start with. As your income increases, Term life insurance usually allows you to convert ...(more)

As a young professional starting a new career, what would you recommend a Roth IRA or IRA?

Answered Oct 09, 2012 near Henrico, VA
6 votes
Imagine you are a farmer and it is time to plant your crop. Uncle Sam offers you a choice, you can pay the tax you owe on the current value of the seeds you are about to plant or you can wait six months and pay the tax on the value of the crop. Most ...(more)

Can I convert my 401k account into a Roth IRA in part, by opting to pay taxes when I am still with the company I work for?

Answered Oct 01, 2012 near Henrico, VA
4 votes
Here is another thought. If your company allows "in service distributions" you can roll part of your 401K to an IRA and then convert that to a Roth IRA. You will owe taxes and it is best to pay the taxes I think out of your own pocket that to pay the ...(more)
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Top Guides

There are Three Main Reasons Companies Move Their 401K Plans

Published Nov 06, 2012
3 votes
Working with 401K plans here in Virginia, I have discovered that there are three main reasons that companies go through the sometimes painful process of changing 401K plan providers. The first is poor service, either ...(more)

Low Cost Term Life Insurance, going, going, gone?

Published Nov 05, 2012
1 vote
As this unprecedented period of low interest rates continues on and on, life insurance companies are starting to feel the pain two different ways. First comes a new regulation, specifically AG 38, that will require ...(more)

I don' have a 408(b)(2) why do you ask?

Published Oct 30, 2012
2 votes
Since July when the department of Labor required that all 401K plans get a Fee statement called a "408(b)(2) Fee Disclosure" statement, I have met with a number of companies that are looking for fresh ...(more)
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*Answers and guides are provided without compensation.

Advisor Information

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Articles/Publications

Disability Insurance

Your most valuable asset is your ability to earn an income. Find disbality insurance in Virginia.

Long Term Care Insurance or resdents of Virginia

What is Long Term Care Insurance and why should I own it?

Tax Deferred Annuties

What is a tax deferred annuity and what are some of the types of tax deferred annuities?

Affordable Term Life Insurance

Request a free life insurance quote or run a quick free life insurance quote

401K Rollover Help for Virginia residents

401K and IRA Rollover help for residents of the state of Virginia

Employee Benefits for Virginia

Information on employer paid and employee paid benefits for Virginia based companies.

Firm Client Types

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ownership pie chart
Individuals
High Net Worth Individuals
Corporations or Other Businesses
Charitable Organizations

*The Client Types data displayed is firm level data as reported on the SEC ADV filing.

Experience and Employment History

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Employer Years Dates
Investors Security Co., Inc. 1 year, 4 months Jan 2012 - Present
Allstate Insurance Company 4 years, 5 months Jul 2007 - Dec 2011
Investors Sec Co Inc 5 years, 10 months Sep 2001 - Jul 2007
Old Dominion Insurance and Financial Services 22 years, 1 month May 1991 - Present
*Experience and Employment History information reflects the past 10 years of employment as reported on the SEC ADV filing as of , and is not a complete representation of the advisor's experience and employment history. Furthermore, the advisor is required to provide this information only while registered with an investment advisor firm and the information is not updated through Form U4 after the advisor ceases to be registered. Therefore, an employment date of "Present" may not reflect the advisor's current employment status.

Licenses and Conduct

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Regulator
FINRA
License Status
Registered
Disclosures

No Disclosures Found
As of Date
09/27/2012
*This advisor may not be SEC registered. The SEC maintains the database for state registered advisors as well as SEC registered advisors.
*A single dispute is often reported by both the SEC and FINRA and therefore will be reported as both an SEC dispute and FINRA dispute in this section.
*BrightScope is not endorsed by or affiliated with FINRA.

Advisor Exams

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Exam Series Passed Date
National Commodity Futures Examination Series 3 04/26/1984
Uniform Securities Agent State Law Examination Series 63 04/11/1981
General Securities Representative Examination Series 7 03/21/1981

Firm Compensation Arrangements

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Types of Compensation Arrangements

  • Percentage of Assets
  • Hourly Charges
  • Fixed Fees