Overview

Plan Rating

BrightScope Rating
77
Lowest Rating in Peer Group
Average Rating in Peer Group
Highest Rating in Peer Group
0102030405060708090100
Lowest in Peer Group (4)
Average in Peer Group (61)
Highest in Peer Group (91)

Plan Description

The Procter & Gamble Profit Sharing Trust and Employee Stock Ownership Plan is a defined contribution plan with a profit-sharing component, stock bonus component, and leveraged ESOP component. This plan has a BrightScope Rating of 77, placing it in the top 15% of all plans in its peer group. This plan is also in the top 15% of plans for Account Balances, Company Generosity, and Total Plan Cost. The Procter & Gamble Profit Sharing Trust and Employee Stock Ownership Plan currently has over 58,200 active participants and over $18.4B in plan assets.

Did you know?

For the average 401k participant, the 14 point difference between this plan's BrightScope Rating (77) and the top rated plan (91) could equate to:
10
Additional years of work
18,681
Lost Savings
*The delay in retirement calculations apply solely to this defined contribution plan and do not take into account other retirement plans and programs offered by this employer. How is this calculated?

Plan Details

Plan Details Relevant details about the plan and the plan sponsor, including the address and industry of the plan sponsor and the size of the plan in assets and participants.

 
Plan data accurate as of 6/30/2019
Plan data has been audited by an Independent Qualified Public Accountant (IQPA).
Address P And G Tax Division Po Box 599
  • Location
    Cincinnati , OH
  • 45201
  • Industry
    Manufacturing
  • Net Plan Assets
    $18,400,000,000
  • Total Participants
    58,000
  • Avg Account Balance
    $350,000

Plan Components

Component Ratings

Design

Total Plan Cost:
Lowest Fees
Company Generosity:
Great

Performance

Participation Rate:
Average
Salary Deferrals:
Poor
Account Balance:
Great

Design

Total Plan Cost:
Lowest Fees
Company Generosity:
Great

Performance

Participation Rate:
Below Avg.
Salary Deferrals:
Poor
Account Balance:
Great

Top Industry Articles

Investments

Investment Menu Stats

# of Investment Options

15

(Plan Average: 20)

Largest Funds in this Plan Allocation of Assets 1 YR Rank in Category
The Procter & Gamble Company Common Stock 36%
N/A
The Procter & Gamble Company Convertible Preferred Stock 31%
N/A
The Procter & Gamble Company Convertible Preferred Stock 20%
N/A
Fund hidden
100%
Fund hidden
100%
Fund hidden
100%
Fund hidden
100%
View all funds in this plan

Providers

Plan Service Providers

SERVICE PROVIDER
Recordkeeper
Alight Financial Solutions, LLC
Corporate Trustee
Northern Trust
Corporate Trustee
BlackRock, Inc.
Auditor
Deloitte & Touche, LLP

Articles and Questions

P&G Plans

Procter & Gamble Plans Competitive, But Exposure to Company Stock a Risk to Participants

Procter & Gamble (P&G) offers 3 different retirement plans; a 401k, an ESOP and a frozen defined benefit plan. The defined benefit plan is no longer available to new employees, and as such will be largely excluded from our analysis. As a standalone, the $3B P&G Savings Plan is a below av

Why Do Investment Expenses Matter?
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