Overview

Plan Rating

BrightScope Rating
50
Lowest Rating in Peer Group
Average Rating in Peer Group
Highest Rating in Peer Group
0102030405060708090100
Lowest in Peer Group (32)
Average in Peer Group (62)
Highest in Peer Group (90)

Plan Description

A.C. & T. Co., Inc. 401k Profit Sharing Plan is a defined contribution plan with a profit-sharing component and 401k feature. This plan has a BrightScope Rating of 50. A.C. & T. Co., Inc. 401k Profit Sharing Plan currently has over 500 active participants and over $10.8M in plan assets.

Did you know?

For the average 401k participant, the 40 point difference between this plan's BrightScope Rating (50) and the top rated plan (90) could equate to:
20
Additional years of work
282,613
Lost Savings
*The delay in retirement calculations apply solely to this defined contribution plan and do not take into account other retirement plans and programs offered by this employer. How is this calculated?

Plan Details

Plan Details Relevant details about the plan and the plan sponsor, including the address and industry of the plan sponsor and the size of the plan in assets and participants.

 
Plan data accurate as of 6/30/2015
Plan data has been audited by an Independent Qualified Public Accountant (IQPA).
Address 11535 Hopewell Road
  • Location
    Hagerstown , MD
  • 21740
  • Industry
    Retail Trade
  • Administrator
    Ed Penn
  • Net Plan Assets
    $10,800,000
  • Total Participants
    530
  • Avg Account Balance
    $26,000

Plan Components

Component Ratings

Design

Total Plan Cost:
Highest
Company Generosity:
Average

Performance

Participation Rate:
Average
Salary Deferrals:
Poor
Account Balance:
Below Avg.

Design

Total Plan Cost:
Highest
Company Generosity:
Below Avg.

Performance

Participation Rate:
Below Avg.
Salary Deferrals:
Poor
Account Balance:
Poor

Peer Group Plans

Company Rating
Tapestry 63.0
David Y. Martin Jr., LLC 60.8
Tetco 55.2
Boise Consumer Cooperative 54.1
Vesuvius 48.3
Gate Petroleum Company 44.9
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Top Industry Articles

Investments

Investment Menu Stats

# of Investment Options

42

(Plan Average: 20)

Largest Funds in this Plan Allocation of Assets 1 YR Rank in Category
Vanguard Group Target Retirement 26%
20%
Total Common Stocks 19%
N/A
Total Corporate Bonds 11%
N/A
Fund hidden
100%
Fund hidden
100%
Fund hidden
100%
Fund hidden
100%
View all funds in this plan

Providers

Plan Service Providers

SERVICE PROVIDER
Corporate Trustee
Alerus Financial
Investment Adviser
Alerus Financial
Recordkeeper
Alerus Financial
Administration
CBIZ Financial Solutions, Inc.
Recordkeeper
CBIZ Financial Solutions, Inc.
Investment Adviser
CBIZ Financial Solutions, Inc.
Auditor
Flurie & Slick, CPA's, Pa

Articles and Questions

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