Overview

Plan Rating

BrightScope Rating
54
Lowest Rating in Peer Group
Average Rating in Peer Group
Highest Rating in Peer Group
0102030405060708090100
Lowest in Peer Group (4)
Average in Peer Group (60)
Highest in Peer Group (81)

Plan Description

Harbinger 401k Plan And Trust is a defined contribution plan with a profit-sharing component and 401k feature. This plan has a BrightScope Rating of 54. Harbinger 401k Plan And Trust currently has over 500 active participants and over $5.5M in plan assets.

Did you know?

For the average 401k participant, the 27 point difference between this plan's BrightScope Rating (54) and the top rated plan (81) could equate to:
12
Additional years of work
189,377
Lost Savings
*The delay in retirement calculations apply solely to this defined contribution plan and do not take into account other retirement plans and programs offered by this employer. How is this calculated?

Plan Details

Plan Details Relevant details about the plan and the plan sponsor, including the address and industry of the plan sponsor and the size of the plan in assets and participants.

 
Plan data accurate as of 12/31/2019
Plan data has been audited by an Independent Qualified Public Accountant (IQPA).
Address 9777 Blue Larkspur Lane Suite 102
  • Location
    Monterey , CA
  • 93940
  • Industry
    Agriculture, Forestry, Fishing and Hunting
  • Administrator
    Ruth P Rogers
  • Sponsor
    Joe Merenda
  • Net Plan Assets
    $5,500,000
  • Total Participants
    590
  • Avg Account Balance
    $17,000

Plan Components

Component Ratings

Design

Total Plan Cost:
Average Fees
Company Generosity:
Average

Performance

Participation Rate:
Below Avg.
Salary Deferrals:
Average
Account Balance:
Poor

Design

Total Plan Cost:
Low Fees
Company Generosity:
Above Average

Performance

Participation Rate:
Below Avg.
Salary Deferrals:
Average
Account Balance:
Below Avg.

Top Industry Articles

Investments

Investment Menu Stats

# of Investment Options

32

(Plan Average: 20)

Largest Funds in this Plan Allocation of Assets 1 YR Rank in Category
Vanguard 500 Index 20%
13%
Vanguard Short-Term Bond Index 15%
94%
Dodge & Cox Income 12%
9%
Fund hidden
100%
Fund hidden
100%
Fund hidden
100%
Fund hidden
100%
View all funds in this plan

Providers

Plan Service Providers

SERVICE PROVIDER
Investment Adviser
Cambridge Investment Advisor
Recordkeeper
Ascensus, LLC
Auditor
Ryan, Mcdonald & Kinchloe

Articles and Questions

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