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I would have to know more about your situation in order to make a recommendation. There are good and bad in both types of annuities in my opinion. In the variable annuity there are separate accounts (investment accounts like mutual funds that fluctuate ...(more)
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So this is a tough question to answer without more information. First, you have to consider that the investments are an after thought in this scenario whether they are indexed based or variable (typically fund based). Both investments are primarily ...(more)
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It all depends on who you are trying to contact. :) Would need more information to be able to help.
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You will need to contact your former employer. They may manage the profit sharing plan or they may have another company manage it for them. If you can't get through to them, try searching on Brightscope.com, or contacting the Department of Labor. Retirement ...(more)
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I agree with Pierre-Emmanuel's answer!
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There are a couple of ways to get this information: 1) You can directly call the 401k provider, and they'll be able to assist you (you'll need some personal information to verify your identity) 2) You can contact your employer's HR department - and they ...(more)
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Peter C. Karp Level 20
Hi Cherl Companies do not usually post detailed information about their retirement plans on their website. You will need to call your previous employer and asked to speak to someone in the HR or Benefits Department. Let them know you are a former employee ...(more)
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Herbert N Glass Level 18
I have answered many questions on BrightScope, but I think you will find my answer very simple to follow. Simply call your ex-employer and ask to speak to the Benefit's Administrator, Accounting Department, or Profit Sharing Plan Administrator. If the ...(more)
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Roth IRA if you don't make too much money.
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Dr. Dre, Jay Z, Drake and A Tribe Called Quest are all great examples of Rap. I think you are referring to Wrap, which is a fee-based account.
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There is probably an 800# on your most recent statement of contact info on your company 401k website that will give you contact info to explain your options to get your money
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Check with the plan administrator or HR. Many plans allow rollovers from other plans. You could also open an IRA with your old 401k proceeds and control the investments
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HI Bernie, It sounds like you need to contact the advisor directly. If you have a question that you'd like input from multiple professionals this is the place to ask.
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Hi Mark, A wrap account is a fee structure between you and a financial advisor. To expand on Bruce's answer above, it's an agreement where you pay a fee for service rather than paying commissions for each trade. What is the amount being charged? Is it ...(more)
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Bruce Anesi Level 1
A "rap account" is an alternate name for a fee-based advisory account. The correct pphrase is actually a "Wrap Account" since the fee paid for that type of service is generally considered an all-inclusive "wrapper" that covers trading and rebalancing ...(more)
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