I am assuming you are actually referring to a Collective Investment Trust, which is often being used in typical 401k plans; if this being the case, and you are at the stage of having to take RMD's, then yes you would need to use asset in this account
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I am assuming you are actually referring to a Collective Investment Trust, which is often being used in typical 401k plans; if this being the case, and you are at the stage of having to take RMD's, then yes you would need to use asset in this account together with other retirement asset including IRA'S to calculate you RMD amount for year. This total can be taken from the appropriate retirement account not necessary to withdraw from each separate account. The Collective Invest Trust is similar to ETFs or Mutual Funds, hope this helps.
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