the 4% rule


The 4% rule says that if you have a balanced portfolio, 50% stocks and 50% bonds, that you can withdraw approximately 4% of your account balance, adjusted for inflation, without a significant risk that you will outlive your money.

The "Perfect Storm" is brewing where "Stocks" have reached alltime highs and "Interest Rates" are trending upwards (Bond prices move in the opposite direction of interest rates).

Beware of the "Perfect Storm" as it may dictate a differrent strategy!

Richard W. Greene, CLU, ChFC

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Comment   |  4 years, 11 months ago from Tucson, AZ