Can't Pay Off Your Credit Card Monthly? Cut It Up!
Financial consultant Rick Kahler says there are still many good reasons to stay away from credit cards.
Kahler says, “I’m a great advocate of not using credit cards, especially for anything consumer related. The best use of a credit card is to pay if off every month. And I recommend to people, when you hit that first month when you can’t pay it off, you cut up the card.”