Home  >  Financial Articles and Q&A  >  Articles

Answers and Articles from Top Financial Advisors

0 votes

5 Steps To Get Your Financial House In Order

by Gregory M. Hart, CFP® Level 6
Have you ever been asked, “What’s your money personality?” It’s not a question many of us have ever been verbally asked before, much less stopped to consider how to answer. Does the thought of updating your budget and ...(more)
Comment   |  5 days ago
0 votes

Don’t Panic: Stock Market Fluctuations are Normal

by Curtis Steven Farrell Level 17
Nothing is more unsettling than a roller coaster stock market, which can send participants into panic mode as they nervously watch wild dips in their 401k plans. Always remember the time-honored saying: it’s a ...(more)
Comment   |  Mar 13, 2019 from Mission Viejo, CA
0 votes

The Illusion of Steady Income?

by Larry R Frank Sr Level 20
  Most people have the illusion that they have steady income. This is another example of recency bias (as it relates to income in this post) where people have become accustomed to their current income and forget it ...(more)
Comment   |  Feb 26, 2019 from Roseville, CA
0 votes

HOW TO BEST USE YOUR 529 WHEN PAYING FOR COLLEGE

by Stephanie Leigh Bacak Level 8
If you have accumulated fund in your child’s 529, congratulations! You are probably a member of the elusive Savers who plan ahead and hate debt. A savers’ immediate instinct is to use all the designated savings ...(more)
1 Comment   |  Jan 24, 2019
0 votes

Why You Spend Too Much

by Stephanie Leigh Bacak Level 8
Sure, there’s the rush of buying, but why?   It boils down to the Diderot Effect.   In 1763 philosopher Denis Diderot was paid a large sum of money for his library by Catherine the Great.   He purchased a ...(more)
Comment   |  Jan 24, 2019
0 votes

DELIVERING BENEFITS YOUR EMPLOYEES ACTUALLY WANT

by Curtis Steven Farrell Level 17
4 tips for forward-thinking plan sponsors As we settle into the new year, we tend to opt for positive change and set goals for near-term improvement like shedding a few pounds or learning a new skill. But what about ...(more)
Comment   |  Jan 24, 2019 from Mission Viejo, CA
0 votes

Retaining key employees: Stay Bonus

by Andrew Martin Level 12
Business owners often express how hard it is for them to attract and retain talented employees who are key to business operations. I just spoke with a client this morning who told me “we recently lost a very key ...(more)
Comment   |  Jan 21, 2019
0 votes

Using the IRA/LLC Structure to Invest in Real Estate

by Andrew Martin Level 12
One of the more popular ways to use your self-directed IRA to invest in real estate is by using the IRA/LLC structure. A self-directed IRA requires using a custodian which is responsible for holding and administering ...(more)
Comment   |  Jan 21, 2019
0 votes

Invest in Real Estate within Your IRA

by Andrew Martin Level 12
Self-directed IRAs are a little known tool which allows you to invest in real estate (among other things) and get all of the tax benefits that an IRA gives you. There are several qualified retirement plans that you can ...(more)
Comment   |  Jan 21, 2019
0 votes

The Master File: The Estate Planning Piece Most People are Missing

by Andrew Martin Level 12
The reason most of us have an estate plan is to make things as stress free as possible for those we leave behind. That’s why we spend the time and money necessary to get our estate planning documents in order and make ...(more)
Comment   |  Jan 21, 2019
0 votes

HSAs, One of the Best Ways to Save for Retirement

by Andrew Martin Level 12
Health Savings Accounts are perhaps one of the most underutilized retirement planning tools available. HSAs are arguably one of the most tax friendly ways to save for retirement since they offer a “triple tax benefit”. ...(more)
Comment   |  Jan 21, 2019
0 votes

A Broken 401(k) May Cost You Dearly

by Ramiro Marmolejo Level 6
One of the most popular employee retirement benefits is the 401k account, but why do companies offer 401ks to their employees? After conversations with hundreds of business owners and corporate executives, the reasons ...(more)
Comment   |  Jan 07, 2019
0 votes

Thoughts on Small Business Succession and Sale

by Carlos P. Sava Level 13
<section class="section section--body section--first" style="position: relative; clear: both; padding-top: 0px; margin-top: 20px; color: rgba(0, 0, 0, 0.84); font-family: medium-content-sans-serif-font, ...(more)
Comment   |  Dec 14, 2018 from Arlington, VA
0 votes

2019 401k Contributions Announced

by Nathan Garcia, CFP® Level 16
  For more info visit https://myretirement.tv(more)
1 Comment   |  Nov 09, 2018
0 votes

Time for Advisors to Focus on Income Funds?

by Charles H. Self III Level 17
As we experience the last act of this equity bull market, advisors are looking for places to protect client funds with a potential of earning returns greater than that available from cash equivalents. As the chart below ...(more)
1 Comment   |  Sep 26, 2018 from Appleton, WI
0 votes

What Pension Options Do Teacher's Have?

by Nathan Garcia, CFP® Level 16
https://www.youtube.com/embed/FRSeLKarJww?start=5    (more)
Comment   |  Sep 24, 2018
0 votes

What Pension Options do Teacher's Have?

by Nathan Garcia, CFP® Level 16
What pension options do teachers have?    https://s3.amazonaws.com/marketingmaterialsswp/Teacher+Pension+Options+Thumbnail.png        https://youtu.be/FRSeLKarJww    (more)
Comment   |  Sep 24, 2018
0 votes

What’s your plan for retiree dental care?

by Larry R Frank Sr Level 20
Most people believe Medicare covers dental – nope – Medicare does not! Some Medicare Advantage plans do (and some don’t – you need to check). Some retirees may have employer provided dental coverage. Check to see if ...(more)
Comment   |  Sep 20, 2018 from Roseville, CA
0 votes

PLAN ADMINISTRATION IS A HASSLE …but does it have to be?

by Curtis Steven Farrell Level 17
3 Tips for Managing 401(k) Plan Administration Headaches As an HR professional, you have mastered the art of juggling and hopefully, you look good in hats, because you’re likely to find yourself wearing a number of ...(more)
Comment   |  Sep 06, 2018 from Mission Viejo, CA
0 votes

Social Security gotchas with WEP and GPO Pensions

by Larry R Frank Sr Level 20
  Two big areas of confusion among people and advisors are the Windfall Elimination Provision(WEP) and the Government Pension Offset(GPO). Although they are often spoken in the same breath, they are really quite ...(more)
Comment   |  Jul 25, 2018 from Roseville, CA
  • posts per page
  • 20