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Im looking for an old 401k plan i had over 5 years ago. 3 w's and a h... who what where and how to retrive funds.

the company i worked for is McNally Inernational Frank McNally is the owner. Company was located in Wallington, NJ . the phone number is no longer working 973-591-0977.

Nov 06, 2014 by Bobby from Passaic, NJ in  |  Flag
4 Answers  |  4 Followers
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4 votes

Bobby, the good news is that your money is safe and waiting for you at the plans' Custodian. Do you have any paperwork at all from the old 401k- a statement for example? Do you still know anyone else who worked there who might have more information about where the 401k was located? Once you find the custodian, just google them, call their "800" number and you will be on your way to being reunited with your 401k. When you do, you might want to ask about rolling the money into an IRA; you'll have more control over it.

1 Comment   |  Flag   |  Nov 07, 2014 from Sayre, PA
Bobby

Where Richard Where?...still trying to find the custodian...i dont have any paperwork, company has been closed since 2009. the plan is to roll it over as soon as i locate the funds...thanks for your guidance

Flag |  Nov 10, 2014 near Passaic, NJ

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2 votes
Joseph Gissy Level 16

Bobby, the plan used Nationwide Insurance as the carrier. I called them and found the correct department that used to take care of that plan. However, they are closed right now so I couldn't find the correct contact information, but did manage to find the right department that will have everything you need. You can call the Nationwide Core Team that handles pensions Monday-Thursday between 8:30-4 Eastern, and Fridays from 8-12pm. Call them at: 1-800-634-5222. Make sure you use the contract number: GAP-64-Z387 when you talk with them so they can look it up. Hope that helps a bit, if you have any other questions, please don't hesitate to ask us that's why we are all here.

View all 4 Comments   |  Flag   |  Nov 07, 2014 from Woodland Hills, CA
Joseph Gissy

Lastly, click on the insurance information tab, something on there should give them what they need.

Flag |  Nov 10, 2014 near Woodland Hills, CA
Bobby

ok...

Flag |  Nov 10, 2014 near Passaic, NJ

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Bobby, It would appear the business is no longer in operation. I went to the NJ Department of Revenue, Division of Revenue & Enterprises, and found a McNally Retail Services that has a Frank McNally as the registered agent. This business seems to have closed in 2009. I would contact this department in New Jersey and see if it leads anywhere. Do you happen to remember who the record keeper of the 401k plan was? Maybe Fidelity, John Hancock, Lincoln.....? If so contact them as well. One other place to call would be ERISA - 1-866-487-2365. I hope you find your money.

1 Comment   |  Flag   |  Nov 07, 2014 from Greenville, SC
Bobby

Douglas thanks for the infomation

Flag |  Nov 10, 2014 near Passaic, NJ

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0 votes

On how to receive funds - make sure the transfer is to an IRA as a direct trustee-to-trustee transfer to the investment custodian of your choice. The transfer will avoid a mandatory 20% withholding (which is also a taxable distribution) as opposed to the rollover. Make sure the check is made out to the investment provider, not to you directly.

1 Comment   |  Flag   |  Nov 08, 2014
Bobby

Great information Robert....Thanks for your help

Flag |  Nov 10, 2014 near Passaic, NJ

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