Am I able to withdraw money for a new or second home without a penalty I am 55.
Mike, I presume that the distributions were a rollover to an brokerage account IRA. The IRS imposes a 10% penalty tax on taxable distributions taken before age 59½.
There is an exception for a first time home buyer only.
If you are at a new employer, you may be able to roll your IRA into the 401(k) plan at your new employer. If the new employer offers the option of a loan against your 401k, you may be able to get the funds you need this way. There will be paperwork and logistical hoops to jump through for this.
If you would like to discuss in more detail the logistics as they pertain to your situation, please contact me.