Do you have a 401K with your current employer?
Are you an employee or business owner? Employees - talk to your HR person to find details on any retirement plan that is available and what the requirements are such as age 21 and maybe employed for a certain amount of time.
Business Owner - This is not a place to learn from your mistakes! Best to work with an experienced professional- Stephanie at 770-954-8823.
All the best!
Stephanie Bacak, CFP