Am I wise to move the money to a Roth IRA or similar account and how much per year can I move and not get hit with taxes
At the age of 70.5 you will be required to take out your (RMD)Required Minimum Distribution. The RMD is as it says the minimum distribution. The RMD is taxable as income for the year you receive it and each year after that. Taking the funds out and placing them in a ROTH will create a taxable event. The tax will depend on your current income tax level for the year of transfer. I would suggest meeting with an adviser to discuss this in more detail as your complete financial picture needs to be understood to make a recommendation.