I've been struggling with paying my credit cards and debt turned my life into a nightmare. I am still employed and I am 37 years old. I already have an active 401k loan, so I have no other option I guess! Thank you
Most 401k plans will not allow you to take premature distributions before the age of 59 1/2 if you are still employed. The exception to this is for financial hardship, but credit card debt will most likely not count towards that exemption.
Nicholas, Your plan documents might allow for a 401(k) loan up to 50% of your 401(k) account but you will have to pay it back. I recommend Reading a Dave Ramsey book.