I've been struggling with paying my credit cards and debt turned my life into a nightmare. I am still employed and I am 37 years old. I already have an active 401k loan, so I have no other option I guess! Thank you
Most 401k plans will not allow you to take premature distributions before the age of 59 1/2 if you are still employed. The exception to this is for financial hardship, but credit card debt will most likely not count towards that exemption.