The best place to start would be to contact your HR department or the plan's administrator or just to review the summary plan description (SPD) that you should have been provided. The answer to your question is contained in the SPD. Typically, if an in service transfer is permitted, it will be only for a portion of your total plan balance and probably only after you are at least 59 1/2 years of age.
Each organization’s plan is generally governed by its “Plan Documents”. These are the “rules” for what the plan can and cannot do, how to access information about the plan, what the investment choices are, who the service providers are, etc.
The two ways to get the information you are seeking are either to contact the HR dept of the organization, OR: Go the BrightScope homepage.
Type the name of your plan in the search box for retirement plans. You should be able to get the name and phone of the administrator. I would call them first. There is a very good chance they will be able to look you up by your social security number and tell you the next steps.
Your HR department - specifically the area that handles employee benefits - should be able to advise whether or not the plan allows in service withdrawals.
James, the fastest way would be to simply contact Exelon's Dir. of Human Resources and ask if your plan allows for "in service withdrawals/transfers." Otherwise, this information can be found in your Summary Plan Description.
Your best bet is to contact the plan's administrator. Start with human resources, they'll either be able to answer that question for you or point you in the right direction of who to contact.
You need to call the plan administrator (usually the number is on your statement) and ask them. By transfer I assume you mean a rollover to another plan (such as an IRA)? If you do this, make sure it is a direct rollover, where check is made out to your IRA custodian. Otherwise it may be deemed a distribution and you will owe tax (and penalty if you are under 59.5 years of age)
Also if you ask the HR Person, you may want to confirm what they tell you, as I've found many are not really sure. You can request what is called the 'Plan Document' and look in there on the ability to allow for distributions while still in service. It may also be in the SPD document or 'Summary Plan Description'
James, it would be in your SPD, but the easiest way to understand your options, if any, would be to call the plan administrator. Typically, if in-service transfers are allowed at all, it is only as you approach retirement age, and only for a percentage of your assets.