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How do i locate my old 401k plan?

Sep 09, 2013 by Rowena from Murrieta, CA in  |  Flag
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3 votes

If possible contact your former employer as they would likely be the plan sponsor, then ask them for information about the actual investment provider and how you can get a recent statement. You may also consider going to the website www.efast.dol.gov where you can search the data base of forms 5500. Most plans have to file an annual form 5500 with the government.

Comment   |  Flag   |  Sep 12, 2013 from Englewood, CO

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Hi Rowena! There are a couple of things you can do to get started. First, contact the Human Resources department at your old company. They will have information on the plan as well as contact information, usually an 800 number. You can contact the plan provider directly if you know the name of the company that was handling the retirement plan. Also, you can look up the plan on the home page of BrightScope, however, not all plans are listed. Good luck!

Comment   |  Flag   |  Sep 10, 2013 from River Hills, SC

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David P. White Level 9

It is quite common for individuals to lose track of investment accounts such as 401k’s, dividend reinvestment accounts, small brokerage accounts, etc. Recently, I had a client that for whatever reason, suddenly remembered she had a 401k plan at an employer she left 15 years ago that she had not received statements on for several years. I called the HR Department of the former employer and found that Fidelity Investments was the Administrator of the 401k and was given the contact number for their Company-specific administrator. After conference calling Fidelity with my client, we were able to reconnect her with her $50,000 401k. She, of course, had not informed Fidelity of her last two residential moves and the account was about to be referred to the State of California Unclaimed Property Division. When you call the 401k Administrator, be prepared to provide your Social Security Number, Date of Birth and the residential address they may have on file for you.

Comment   |  Flag   |  Sep 10, 2013 from San Diego, CA

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Rowena, if the company is still around, call HR and get a phone number for the plan administrator. Update your address, and get directions to access your online portal. I would also recommend that you check on your beneficiaries. It’s been a while since you selected them; things sometimes change with time.

If your employer no longer exists, check this website http://askebsa.dol.gov/AbandonedPlanSearch/

Comment   |  Flag   |  Sep 20, 2013 from Delray Beach, FL

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