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Whether you need advice about retirement planning, estate planning, tax planning, college planning, charitable planning, debt management, or insurance planning, there is a financial advisor out there who is well-equipped to help you achieve your goals.
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How to Become a Millionaire on a $30k Salary

by James Thomas Hancock Level 11
Becoming a Millionaire used to seem like this totally unrealistic goal that would never happen unless I won the lottery or inherited a bunch of money from some distant relative.   As it turns out becoming a millionaire ...(more)
Comment   |  2 days ago
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The cost of indexing – and an approach how to reduce those costs

by Larry R Frank Sr Level 20
  There is a cost to indexing that most investors are unaware of. It is called “reconstitution.” What is reconstitution and how may the costs involved be solved? What is an index? An index tracks changes in the ...(more)
Comment   |  Feb 15, 2017 from Roseville, CA
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Begun, This Credit Crunch Has (Probably)

by Hoy Carter Grimm Level 15
1983. Return of the Jedi hit theaters and President Reagan was proposing his own Star Wars Defense System.   While Trump is forming a new "Rebel Alliance" in Washington (yes, my son and I have tickets to the new ...(more)
Comment   |  Feb 08, 2017 from Maryville, TN
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Home Equity Line of Credit as a Financial Planning Tool

by Andrew Comstock, CFA Level 20
Home equity line of credits or HELOCs (pronounce he – locks) are usually thought of as a tool to pay for a kitchen remodel or to update a bathroom. Outside of the this use, they can be an important component of your ...(more)
Comment   |  Feb 02, 2017 from Leawood, KS
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THE TWO MOST IMPORTANT FINANCIAL TOOLS FOR 2017

by Gary Ray Duell Level 17
Think about common risks in your life and the tactics you use to minimize or avoid them.   If you're trying to lose weight then you burn more calories (read: Exercise) and consume fewer or at least better calories ...(more)
Comment   |  Feb 01, 2017
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Is Holistic Planning Fun?

by Gary Ray Duell Level 17
The title of this post is a possibility, that holistic financial planning can be fun!  But in my experience that is almost, without exception, a myth.  Because holistic planning involves frank discussions of the ...(more)
Comment   |  Feb 01, 2017
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Ten Resolutions for the New Financial Year

by Anita Narendra Srivastava Level 8
http://www.ridgewoodmoms.com/single-post/2017/01/01/10-Resolutions-for-the-New-Financial-Year-by-Anita-Srivastava(more)
Comment   |  Feb 01, 2017
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Do you know who your beneficiaries are?

by Anita Narendra Srivastava Level 8
http://www.ridgewoodmoms.com/single-post/2017/01/16/Do-You-Know-Who-Your-Beneficiaries-Are-By-Anita-Srivastava  (more)
Comment   |  Feb 01, 2017
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Boredom Can Be an Investors Enemy

by Andrew Comstock, CFA Level 20
I just finished Michael Lewis’ new book, The Undoing Project. My copy is methodically dogeared and underlined, but one passage has stuck with me since I read it. If people thought that a coin, after landing on heads ...(more)
Comment   |  Jan 24, 2017 from Leawood, KS
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Strategies For Your ESPP

by Andrew Comstock, CFA Level 20
Employee stock purchase plans (ESPP) can be an overlooked benefit from your employer and you could be leaving a thousand of dollars each year on the table by not participating! ESPPs can be an important helper in ...(more)
Comment   |  Jan 24, 2017 from Leawood, KS
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Behavioral Finance Has Become Increasingly Important

by Colin Britton Exelby Level 6
I think people generally realize that buying high and selling low isn’t a good strategy.  However, year after year the research shows that individual investors tend to buy asset classes or sectors after periods of ...(more)
Comment   |  Jan 05, 2017 from Towson, MD
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End-of-the-Year Money Moves for 2016--IT'S NOT TOO LATE!

by Kari Middleton Hendrix Level 11
End-of-the-Year Money Moves for 2016 Here are some things you might want to do before saying "goodbye" to 2016.  Provided by Kari Middleton, PPC                        What has changed for you in 2016? Did you start ...(more)
Comment   |  Dec 19, 2016 from Palm Desert, CA
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Seven Concerns & Fears About Retirement -By J. Barry Watts, Tax & Retirement Strategist

by James Barry Watts Level 6
Seven Concerns and Fears About Retirement By: J. Barry Watts   The speckled-with-grey-haired executive wearing the rumpled trench coat dropped into the seat beside me at gate B33 of the Pittsburgh airport with a loud ...(more)
Comment   |  Dec 09, 2016
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Understanding your Social Security Benefit for Young and Old

by James Leland Hancock Level 8
Understanding your social security benefit is a huge part of being prepared for retirement, and even the young generation should understand what they can expect to receive from social security.   It can be very ...(more)
Comment   |  Dec 07, 2016
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How student loans impact your credit

by Jose Manuel Soto Level 17
If you've finished college within the last few years, chances are you're paying off your student loans. What happens with your student loans now that they've entered repayment status will have a significant ...(more)
Comment   |  Dec 05, 2016
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Understanding IRAs

by Jose Manuel Soto Level 17
An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement savings tools available to you. Even if you're contributing to a ...(more)
Comment   |  Dec 05, 2016
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Finding money to pay college bills out of pocket

by Jose Manuel Soto Level 17
You've saved for your child's college education through the years, helped your child research schools, and supervised the application process. Now, thankfully, your child is in college. But you probably can't disappear ...(more)
Comment   |  Dec 05, 2016
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529 plans: The ins and outs of contributions and withdrawals

by Jose Manuel Soto Level 17
Section 529 plans can be powerful college savings tools, but you need to understand how your plan works before you can take full advantage of it. Among other things, this means becoming familiar with the finer points of ...(more)
Comment   |  Dec 05, 2016
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Saving for retirement and a child's education at the same time

by Jose Manuel Soto Level 17
You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child's education at the same time can ...(more)
Comment   |  Dec 05, 2016
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Deciding what to do with your 401(k) plan when you change jobs

by Jose Manuel Soto Level 17
When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should you roll the money over into an IRA or into your new employer's ...(more)
Comment   |  Dec 05, 2016
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