Some people dream of retiring early. Are you one of them? If so, you’ll need to plan ahead – because a successful early retirement can’t be achieved through last-minute moves.
So, if you’re determined to retire early, ...(more)
One of the trickiest — and most critical — Social Security planning strategies applies to widows who are between the ages of 60 and 70. Once a widow becomes eligible for survivor benefits — as early as age 60 (50 ...(more)
While many financial wellness programs offer a “one size fits all” solution, it’s important to be mindful that different age groups have different needs, and it’s very likely your workforce represents a fairly wide ...(more)
How well can we function at work as we grow older? Or continue to manage our money?
Research that has looked at cross-sectionsas well as longitudinal groups of people have provided great insights to these ...(more)
A 30-second read by Nicholas Scheibner: Before deciding which kind of IRA to open, the first thing you would want to do is check with your employer about 401(k) offerings. If your employer provides any company match ...(more)
As public employees for the great state of New Jersey, there are some important factors to consider when it comes to your retirement income.
Regarding Your Pension:
New Jersey Pensions fall into two categories: “I ...(more)
(Est. Read Time: 40s) If you began taking Social Security before full-retirement age, and are looking to postpone payments until a later time, there is a solution: the 1-year payback rule. The 1-year payback rule ...(more)
Did your retirement plan involve a home remodel? Or even a home remodel remodel? My mother-in-law spent about a decade taking care of her mother. Not only did she require lots of attention and care, but she also ...(more)
You know the old adage – ‘there’s no time like the present’. This is a noteworthy saying that is particularly true for young individuals and families who want to start saving seriously for the future. But how and where ...(more)
Before Retiring you'll need to know these 9 pieces of information to have a better retirement:
1) When to file for Social Security
2) How much your Health Care costs will be
3) How much you currently spend
Two things to note first this week, which are taxes and politics.
First, the tax filing deadline for federal income taxes is April 18th. Typically it would be Monday April 17th, since the 15th falls on ...(more)
The stock market did great last year. The Dow was up 13.4%; the S&P gained 9.5%; and the Nasdaq was up 7.5%, according to CNN Money.
But do you remember how things started?
2016 began with the worst five-day ...(more)
Seven Concerns and Fears About Retirement
By: J. Barry Watts
The speckled-with-grey-haired executive wearing the rumpled trench coat dropped into the seat beside me at gate B33 of the Pittsburgh airport with a loud ...(more)
Understanding your social security benefit is a huge part of being prepared for retirement, and even the young generation should understand what they can expect to receive from social security. It can be very ...(more)
Whether employer or employee, financial troubles are a universal constant, giving us stress and hampering our ability to save for the future. As an employer, you have the power and responsibility to help your employees ...(more)
Mark Twain once said, “comparison is the death of joy.” While this may be excellent advice for personal development, comparison is imperative as an employer and mandatory as a plan sponsor. If you sponsor your ...(more)
The foundation to answer where does fear of outliving money come from was laid in yesterdays’ post (Part I).
Why is all of this important? The fear of outliving your money also (there’s another reason listed below) ...(more)
You see the headline all the time that has something to do with basically these four words: Risk, Outliving, Longevity and Money.
The viewpoint that you may outlive your money because of increasing longevity ...(more)
Working or retired, the focus of most people is keeping their check book full of money for the monthly expenses they have.
While working, the source of the money is obvious … it is from you working.
While retired, ...(more)
Information is provided 'as is' and solely for informational purposes, not for investment purposes or advice. BrightScope is not a fiduciary under ERISA. BrightScope is not endorsed by or affiliated with FINRA.