There are two main switch strategies for married couples when planning for your Social Security benefits. Get this that Social Security is very generous to married couples. Married folks get two additional benefits ...(more)
Ok, you might be convinced that SS is going away and the whole system will collapse. Yes we need to save more and invest more.
Well a lot of people I talk to are expecting and relying on Social Security to be there ...(more)
No, I’m not talking about a “bucket list”. I am talking about bucket planning. This is where we think about investing on a time line of when we need money, what long-term markets have often looked like and how to ...(more)
Most people have good intentions about saving for retirement. But few know when they should start and how much they should save. Sometimes it might seem that the expenses of today make it too difficult to start saving ...(more)
Baby Boomers have been hitting our official retirement age of 65 for the past few years. Along the way, a funny thing has begun to happen. Less people are actually retiring. The trend started a few years ago and I ...(more)
Target-date funds are a staple of many 401(k) plans. Most target-date funds are funds of mutual funds. The three largest firms in the target-date space are Fidelity, T. Rowe Price, and Vanguard with a combined market ...(more)
Information is provided 'as is' and solely for informational purposes, not for investment purposes or advice. BrightScope is not a fiduciary under ERISA. BrightScope is not endorsed by or affiliated with FINRA.