Real estate investing involves the purchase, ownership, management, rental and/or sale of real estate for profit. Should I refinance now or later? Should I invest in real estate backed securities? Read on for popular real estate questions.
Before you consider obtaining more debt for a mortgage, how much mortgage should you get? Lenders look at what is called your debt-to-income (DTI) ratio (with target ratio percentages). So what is your DTI ratio? This ...(more)
Not many enjoy having a large mortgage looming over their heads and racking up interest for up to 30 years. As a result many with extra cash look to pay off their mortgage as soon as possible. However paying your ...(more)
The historically low interest rates that we have seen for the past few years have allowed many homeowners to save hundreds of dollars on their monthly mortgage payment by refinancing. If a refinance ...(more)
A reverse mortgage can be a valuable retirement planning tool, which can greatly increase a retiree’s income stream using their largest asset: their home. A reverse mortgage allows homeowners to borrow against their ...(more)
A TALE OF VITALITY
There are few things in life as sad as a past-his-prime professional boxer getting in the ring for one last fight. The crispness and swagger of youth are gone and what remains is ...(more)
For a variety of reasons, millennial couples are increasingly more inclined to buy a home together before marriage. Nearly 25% of now-married couples bought a house together before tying the knot, according to a ...(more)
If you are in the market for buying a home, your first focus is likely on coming up with a down payment. Coming up with a sizable down payment quickly can be difficult, and often leads to questions of how much you ...(more)
Buying a home is a process. Buying your first home can be downright painful. Often buyers are enticed by low interest rates and decide to buy a home without knowing what to expect.
According to a 2014 study ...(more)
INDEPENDENT PERSPECTIVES: Are property valuations chasing future rent increases?
First, let pictures (charts in this case) speak their 1,000 words.
Commercial property market valuations, in almost ...(more)
Buying your first home is an exciting event, but it can also be intimidating. There are a lot of moving parts, in addition to finding a home that fits your needs and budget. Fortunately, with the right amount of ...(more)
Depending on your unique risk tolerances and financial goals, there are times it can make sense to allocate a percentage of your portfolio to real estate investments. But there’s real estate, and then there’s real ...(more)
Probably not a good investment property
“If you wait until you have enough money to decorate and make your home your own, it will never happen. If you wait until you can afford to buy everything new, you are missing ...(more)
How many times have you heard someone wistfully saying that when they retire, they’re going to build a home out in the country, get a home in the city, move near the kids, or some other dream which doesn’t involve the ...(more)
“The mansion should not be graced by its master, the master should grace the mansion.”–Marcus Tullius Cicero
“I think maybe ten years from now, I’m hopefully going to be, in like, Tahiti or something. Kicking back like ...(more)
“Well, real estate is always good, as far as I’m concerned.”–Donald Trump
Ahhh, the joys of home ownership. You get the white picket fence, the dog, the 2.5 kids, and you live in idyllic bliss.
Until you find out that ...(more)
“Say that five times fast…”–Many people
I’m a fan of residential real estate as a part of a diversified portfolio investment strategy. In general, rents go up with inflation, and you get to expense ...(more)
“No real estate is permanently valuable but the grave”–Mark Twain
“If you want to know exactly where the property line is, just watch the neighbor cut the grass.”–Unknown
Today, I was in the gym. The person before me ...(more)
“Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.”–Sam Ewing
“I don’t mind going back to daylight saving time. With inflation, the hour will be ...(more)
“Kenny’s family is so poor that yesterday, they had to put their cardboard box up for a second mortgage.”–Eric Cartman
Previously, I provided a checklist of things to do if you’re preparing to move in the next 12 ...(more)
Information is provided 'as is' and solely for informational purposes, not for investment purposes or advice. BrightScope is not a fiduciary under ERISA. BrightScope is not endorsed by or affiliated with FINRA.