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Robert D. Higgins, CFP®, MBA, CLU, ChFC, CMA

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Robert D. Higgins, CFP®, MBA, CLU, ChFC, CMA

Dalton Financial LLC
PRINCIPAL

Charlotte

NC

Contact Me

Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Other Financial Planning
  • Insurance
    • -Life Insurance
    • -Health Insurance
    • -Long-Term Care Insurance
    • -Annuities
    • -Business Insurance
  • Portfolio Management
    • -Individuals and/or Small Businesses

Funds

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Allen C. Ewing & Co. 4 years, 5 months Apr 2015 - Present
Dalton Financial LLC 5 years, 11 months Oct 2013 - Present
Dalton Financial LLC 6 years, 5 months Apr 2013 - Present
LPL Financial LLC 9 years, 9 months Dec 2003 - Sep 2013

Designations & Memberships

  • Financial Planning Association
    Membership
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.
  • Chartered Financial Consultant
    Designation
    Chartered Financial Consultant
    Invididuals holding this designation understand the fundamentals of financial planning, including income tax, insurance, investment and estate planning.
  • Chartered Life Underwriter
    Designation
    Chartered Life Underwriter
    A prestigious certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by Robert Higgins

Risk-Aware Investing in Abnormal Times
Published 2012-10-03 12:38:25
Knowing When to Sell
Published None
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    How do I document money spent on home improvements to claim as deduction when I eventually sell my house?
    The more documentation, the better. At a minimum, the cancelled checks written to the handyman provide practical documentation. A written receipt with a work description would help. If permits were issued, that could provide another element of proof. In the future, I'd suggest taking before and af...  (more)
    Answered Oct 2012
    Can I have coverage by two health insurance policies?
    The answer might depend on employer contributions. Regardless, you can calculate your annual cost, including premium, deductibles, and coinsurance for your expected usage. Often employers contribute to employees coverage, but not family members. If this case, it might make sense for each of you t...  (more)
    Answered Mar 2012
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Nov 4, 2016
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        Nov 9, 2016
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Advisor

      Last updated on Nov. 9, 2016
        • $14.0M
          Total Assets Under Management
        • $0
          Total Assets Under Advisement
        • 25
          number of clients
        • $560.0K
          Estimated Average Account Balance Per Client

      Dalton Financial LLC

      Last updated on Sept. 18, 2017
        • $23.9M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 74
          Accounts
        • $322.9K
          Estimated Average Account Balance

      Fees

      Types of Compensation Arrangements

      • Percentage Of Assets
      • Hourly Charges
      • Fixed Fees