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Andrew Comstock, CFA

Advising professionals and business owners with their financial and retirement planning needs.

Castlebar Asset Management, LLC

Leawood

KS

Contact Me

Overview

Services

Advisor Services

  • Financial Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Businesses or Institutional Clients

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Castlebar Asset Management 5 years, 9 months Feb 2012 - Present
Everest Asset Managment Ag 6 years, 2 months Sep 2006 - Nov 2012
Alpine Atlantic Asset Management Ag 2 years Aug 2004 - Aug 2006
Bank Von Ernst 2 years, 2 months Jun 2002 - Aug 2004

Designations & Memberships

  • American Association of Individual Investors
    Membership
    American Association of Individual Investors
    The American Association of Individual Investors is a nonprofit organization with about 150,000 members whose purpose is to educate individual investors regarding stock market portolios, financial planning, and retirement accounts.
  • Chartered Financial Analyst
    Designation
    Chartered Financial Analyst
    Widely considered the gold standard for investment professionals, this six decade old charter is only given to designees who can demonstrate competence, integrity, and dedication to the field of investment management.

Articles and Answers

Insights by Andrew Comstock

Quotes and Investments
Published 2017-03-07 13:29:02
Boredom Can Be an Investors Enemy
Published 2017-01-24 11:38:06
Strategies For Your ESPP
Published 2017-01-24 11:13:06
A Guide to Your Employee Stock Purchase Plan
Published 2016-10-20 11:49:34
When a CD Is Not a CD
Published 2016-09-13 13:20:16
A Guide to Sprint's 401k Plan
Published 2016-08-23 12:24:12
A Guide to Net Unrealized Appreciation
Published 2016-08-19 14:00:59
Investing Internationally Takes Patience
Published 2016-07-28 11:50:34
Are You Home Country Bias?
Published 2016-07-21 04:33:53
A Guide to Cerner Corporation’s 401k
Published 2016-06-10 12:12:28
How the Recent Past Impacts Your Return
Published 2016-06-02 09:32:33
Financially Preparing For a Layoff
Published 2016-05-19 05:43:55
How Much Should Parents Contribute to College?
Published 2016-05-06 07:38:02
15 Signs Your 401(k) Needs Some Help
Published 2016-05-02 08:15:44
10 Financial Commandments For Your 40s
Published 2016-04-18 07:20:56
10 Financial Commandments For Your 30s
Published 2016-04-13 07:21:16
Earn too much to contribute to a Roth IRA?
Published 2016-04-11 07:02:59
Do’s and Don’ts of a Bear Market
Published 2016-03-22 07:08:51
A Financial Checklist for Your 30’s
Published 2016-03-21 07:12:10
How To Pick An Online Bank
Published 2015-12-01 14:53:33
Should I pay off my mortgage early or invest?
Published 2015-01-28 14:15:57
Retirement Plan Checkup
Published 2014-01-28 06:36:25
6 Things To Get Financially Fit In 2014
Published 2014-01-21 12:31:36
5 Financial Planning Tips For Year End
Published 2013-12-19 07:58:30
Charitable Giving Using A Donor Advised Fund
Published 2013-11-14 13:00:21
How To Invest Your Emergency Fund
Published 2013-09-26 13:17:10
How much should I save in an emergency fund?
Published 2013-09-18 12:52:53
Saving for College 101 – 529 Plans
Published 2013-08-22 12:58:58
Saving for College 101
Published 2013-08-22 06:15:26
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    What do fee-only financial planners charge?
    Rachel,Curt did a great job answering your question. If you are looking for some information about specific firms on their hourly rates, fee structures or account minimums there are additional places to look. If the firm is a Registered Investment Advisor they have to file an ADV Part 2 with either...  (more)
    Answered Jul 2013
    My financial advisor ,UBS, has recommended putting a portion of my money with Northcoast Asset Management's Can Slim program. It would be about 20% of my assets with them. What is your thoughts on this strategy?
    Steve- Prateek gave you some great questions. I would also ask 1) How does this investment style fit with other investments in your portfolio. I would look to make sure that there is a not a lot overlap between the CANSLIM approach and your existing funds. The CANSLIM approach can tend to be concent...  (more)
    Answered May 2013
    Should I continue contributing to my 401k plan that receives no match from my employer?
    Hi Andrew, You are asking the correct question but the answer as the other advisors have said is tough to answer in a forum like this. I would encourage you sit down with a financial planner who can demonstrate how contributing from a pre-tax qualified plan to a taxable account will impact your cur...  (more)
    Answered Mar 2014
    What is an accredited investor and how does one know if I am one? Is there a certain checklist of things that one needs to make sure one has?
    John,Andy's response is spot on. My firm asks for documentation for our files but many firms can be lax on these requirements. If an advisor does not asks for documentation this may be a sign you should conduct further due diligence before you use them as an advisor....  (more)
    Answered Jul 2013
    Should my 401K contributions be 2 weeks behind being deposited into my 401K plan?
    Nicole, This is a very good question. The answer is according to government regulations the money needs to be deposited at the earliest possible date that your 401(k) contribution can be segregated from the company's account. They are required to deposit it by the 15th day of the following month af...  (more)
    Answered Aug 2013
    India - CD - investments?
    Rod has made some great points. You also need to realize that you have currency risk along with interest rate risk and inflation to consider. If you are a dollar based investor you will need to spend dollars and not rupees. ...  (more)
    Answered Jun 2013
    An advisor told me to go to cash on Dec 31. My question is when should I get back in?
    This is kind of a loaded question. I would agree with the others that if an advisor had a thesis that you should move to cash they would also know when to move back in.So far they have been right but I don't think this is the forum for market timing information....  (more)
    Answered Jan 2014
    Major differences between Growth Vs. Value Investing?
    Growth and value are different styles of investing. Growth stocks funds focus on companies that have revenue and earnings growth which are greater than the overall market. Value style funds focus on companies which are considered undervalued or trade at a lower valuation than the broader market. Ho...  (more)
    Answered Dec 2013
    Is it a good idea to invest in my company's stock?
    The answers above have all made great points. It is ok to own your company stock either in a 401(k), your own personal account or some type of employee stock plan. You need to be focused on how much in percentage terms it represents in your portfolio. The guidance of between 5% and 8% is sound. I al...  (more)
    Answered May 2013
    Savings account (stuffed mattress) vs. Index Fund? Mutual Fund? ETF? Where do I begin investing?
    Susan, Having saved enough for an emergency is a great accomplishment. I understand that it is frustrating to see your hard earned savings account earn next to nothing at your bank. Your emergency fund should be kept exactly where it is today.You have several options on what to do with future cont...  (more)
    Answered Jun 2013
    How old do you have to be to retire, also how many years do you need?
    Edward,You have received some good advice from Rod, Rich and Andy. It looks like you have been with your company for 15 years so you should be full vested in your 401(k). I would make sure that you are not leaving money behind in your 401(k) by retiring early.I also echo that you should sit down w...  (more)
    Answered Jul 2013
    Are the Franklin Templeton family of funds a good investment even with the 5% front end loads they charge.
    There is very little reason today to pay a front load for a mutual fund. If you want to research the fund I would suggest going to Morningstar (http://www.morningstar.com/). Use that as starting point for your research on determining the quality of the fund. I echo what many of the others have said ...  (more)
    Answered May 2013
    I am an employee at a small business in Maryland. We have a 401K plan with a 3% company match. However, we only have about 15-18 investment options through American funds and all the expense ratios are 1.35-1.90. How can I find lower expense ratio options?
    Adam, This is a common compliant that I hear from people invested in smaller 401(k) plans. I would recommend that you speak with your HR contact or the plan administrator and discuss your concern over fees. This is really the only option that you have and has been stated by others above....  (more)
    Answered Aug 2013
    Im a 30 year old actor who doesn't always make steady money. How much should I plan to save for retirement?
    Tommy, You have received two great answers from Larry and Jonathan. I would echo Jonathan's advice that you should meet with a financial advisor. Ask some of your friends, colleagues or an attorney or accountant who you know for some recommendations. Meet with several advisors so you feel comfortab...  (more)
    Answered Jan 2014
    I had 30k which Primerica doubled to 60k over the past 10 years. Now not sure where to move the money.
    Lisa, Thanks for your question. It is important to have a relationship with your investment advisor. The performance is hard for me to analyze because I don't know your specific details. If you are not comfortable with your advisor I would encourage you to meet with some other advisors. You can sea...  (more)
    Answered Nov 2013
    How do I invest short-term and protect my principal without resorting to using my bank's low yield certificates?
    Marty, This is a question I am frequently asked by clients. If you want your principal guaranteed the only option is FDIC insured CDs or saving accounts. If you are willing to put your principal at risk, albeit very low risk, you can look at ultra short term and short term bond ETFs and mutual fun...  (more)
    Answered Mar 2014
    I took a new posting with my employer outside the US.. Since my payroll is no longer in the US how can I continue in my 401k. Are there other options for me. I do not want to be locked out for three years(my contract). This would also impact my taxes?
    Roop, I would speak with your personal CPA and the HR rep or retirement specialist at your company on this issue. If you work internationally the income your earn overseas, assuming you are resident of that country, most likely can not be contributed to your 401(k). ...  (more)
    Answered May 2013
    How much are my various investment funds costing me?
    Jim - Great question. There are three things that you need to look at to determine that a fund is costing you. You will need to look at the management fee, the 12b-1 fee and if there is a load (front or back end). The simplest way to get this information is go to morningstar.com and search each of ...  (more)
    Answered Oct 2013
    Is there a limit as to how many IRA's one can have?
    There are no limits on how many of the same type of accounts like and IRA you could have open at different or the same brokerage firm. It can be difficult to track many accounts at different firms and when you start to have assets over certain levels you can gain access to lower cost fund options an...  (more)
    Answered Apr 2014
    What is a "RIA" firm ?
    Robert, An RIA firm stands for a Registered Investment Advisor. This is a designation that companies receive when they register with the SEC or a state securities commission to operate as an investment advisor. RIA's have a fiduciary obligation to act in their clients best interest.Hope this helps...  (more)
    Answered Oct 2013
    How do i buy gold in my sep ira?
    The most cost effective way to own gold is through the GLD ETF. If you are looking to own physical gold the process is much more complicated. You will have to open a self-directed SEP IRA that allows you to buy physical gold. I strongly advise against this for clients because it is expensive and tim...  (more)
    Answered Sep 2013
    How do we get a rating. Checking on my fees. If u could help with any of this.ThanksBrad Watts?
    Brad - thanks for your questions. Could you clarify your question a little. Are you looking at a credit rating or trying to look an investment performance track record?...  (more)
    Answered Jul 2014
    Does a financial advisor need 20 years of experience to give me great advice on how to invest?
    I would agree with the other advisors. Having an experienced advisor is important but it is just as important to find an advisor that meets other criteria. An advisor who you feel comfortable with that has the industrial credentials warrants just as much consideration....  (more)
    Answered Oct 2013
    Take my losses to wipe out taxes?
    Bryan, The other advisors have given you some good advice. I wanted to point out one other option. If you still like an investment that you hold but have a loss on the position you can it now to recognize the loss and purchase it back in 30 days from now. This is called the wash rule and if you do t...  (more)
    Answered Dec 2013
    Do you have any tips and strategy to share in any asset trading?
    I echo the same sentiments as others have posted. Only trade in an account that has play money in it. If you want to build up your knowledge base about trading I would recommend reading "How to Trade Stocks" by Jesse Livermore. It is an old book but it is a good primer if you are looking to start so...  (more)
    Answered Jun 2013
    How do I determine what a payout might be?
    Edward - If you provide some additional information we will be able to answer your question....  (more)
    Answered Jun 2014
    Looking for a retirement class locally?
    The other advisors have given you some excellent suggestions. I would recommend a slightly different approach. I would ask some of your friends, colleagues or neighbors for suggestions on investment advisors who they use or know. You could also search on Brightscope. Set up a meeting with two to thr...  (more)
    Answered Nov 2013
    What is the cheapest way to buy foreign stocks?
    Alex is correct that ETF are an efficient and low cost way to invest internationally. If you do want to invest directly in foreign stocks you can see if the company has an ADR (American depositary receipt). This will cost the same to trade as any regular US share. I know that Schwab, Fidelity and ot...  (more)
    Answered Jun 2013
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Jan 10, 2013
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        N/A
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Castlebar Asset Management, LLC

      Last updated on Feb. 14, 2017
        • $21.7M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 71
          Accounts
        • $305.4K
          Estimated Average Account Balance

      Fees

      Fee Only Advisor
      $
      This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

      Types of Compensation Arrangements