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Advisor Services

  • Financial Planning
    • -Retirement Planning
    • -College Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Businesses or Institutional Clients


Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

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No timeline events available.

Designations & Memberships

  • American Association of Individual Investors
    American Association of Individual Investors
    The American Association of Individual Investors is a nonprofit organization with about 150,000 members whose purpose is to educate individual investors regarding stock market portolios, financial planning, and retirement accounts.
  • Registered Financial Specialist
    Registered Financial Specialist
    Individuals holding this designation have a unique combination of qualifications including graduate-level education, financial planning experience, and other AAFM approved certifications.

Articles and Answers

Insights by Michael Armijo

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How much can I contribute to an IRA? I just turned 50 years old.
Retirement planning is vital for everyone. Typically, The contribution limit for 2013 and 2014 into a Traditional IRA (Individual Retirement Account) is $5,500, OR $6,500 if you’re age 50 or older. Your Roth IRA contributions may also be limited based on your filing status and income. If you ar...  (more)
Answered Feb 2014
How do I check on my stock?
I looked at Yahoo Finance and Found your former employer, Lifetouch Inc. Their headquarters is in Eden Prarie, Minnesota. Contact their main number 1-952-826-4000. Inform them that you worked there from 2004-2008 and that you want to find out about any investment plans that you had participate...  (more)
Answered Feb 2014
My 22 year old elder son, full time student, has to file separately as he has been working part-time since Nov. 2013?
Follow this link to read about the IRS-Tax Benefits for Education as it applies to you and your son: I am a Registered Investment Adviser and cannot really provide tax advice; however, I'm know you can contact your local H&R...  (more)
Answered Feb 2014
I had a retirement plan with Avis Budget . Now I'm am retired I want to find out if my retirement savings is available.
Call your BENEFITS Department with AVIS-BUDGET GROUP at 1-866-827-2347. Inform them that you are now retired and you wish to know of your options. If you are over 59 1/2 you are eligible to withdraw any 401K-related Retirement Plans and roll them over into an IRA ROLLOVER ACCOUNT; however, you...  (more)
Answered Feb 2014
How can i find out how much i have in my 401k?
The Benefits Administrator for your company can usually provide you with a website or telephone number to the firm that handles your 401K account. Ideally, you would be receiving statements annually, semi-annually or quarterly. Many who leave their employer do not realize that they may transit...  (more)
Answered Feb 2014
Which ONE of the 5 highest yielding DOW 30 stocks (currently) would you recommend and why?
Instead of 'beating around the bush' about a well diversified portfolio (of which you hopefully do have); it seems you want to know which of the 5 is a suitable investment. If you can buy and hold for 3-years or longer I think you would do well to invest in INTEL per recent articles Zi have read abo...  (more)
Answered Feb 2014
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    U.S. Securities and Exchange Commission
    • license status
    • disclosures
    • as of date
      Feb 27, 2020
    • license status
      Not registered
    • disclosures
    • as of date
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:


    Verona Capital Management LLC

    Last updated on Feb. 26, 2019
      • $48.8M
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 127
      • $383.9K
        Estimated Average Account Balance


    Types of Compensation Arrangements

    • Percentage Of Assets
    • Hourly Charges