Back to top

Randy Brunson

Financial Mastery - For Life

Centurion Advisory Group, Inc

Duluth

GA

Contact Me

Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning

Funds

Funds Used With Clients

Fund Assets in Fund
SPDR S&P 500 ETF Trust $1M-$10M
Vanguard 500 Index Fund $1M-$10M

    Firm Client types

    Qualifications

    Experience

    No timeline events available.
    Employer Years Dates
    Centurion Advisory Group, LLC 12 years, 7 months Apr 2006 - Present

    Designations & Memberships

    • Centre for Fiduciary Excellence
      Membership
      Centre for Fiduciary Excellence
      CEFEX is an independent global assessment and certification organization. It works closely with investment fiduciaries and industry experts to provide comprehensive assessment programs to improve risk management for institutional and retail investors. CEFEX certification helps determine the trustworthiness of investment fiduciaries.
    • Financial Planning Association
      Membership
      Financial Planning Association
      The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
    • Kingdom Advisors
      Membership
      Kingdom Advisors
      Kingdom Advisors is a community of Christian financial professionals integrating faith and practice for Kingdom impact.
    • Accredited Investment Fiduciary
      Designation
      Accredited Investment Fiduciary
      The Accredited Investment Fiduciary® (AIF®) designation represents a thorough knowledge of and ability to apply the fiduciary practices.

    Articles and Answers

    Insights by Randy Brunson

    LIBERTY
    Published 2017-06-29 06:17:21
    LIVE
    Published 2017-06-22 02:05:15
    Understood
    Published 2017-06-07 16:08:49
    Tiger
    Published 2017-05-25 22:17:09
    Healthcare
    Published 2017-05-17 08:37:53
    Essential
    Published 2017-05-09 22:53:06
    Hands
    Published 2017-05-03 09:06:39
    MUSCLE
    Published 2017-04-25 08:52:52
    Keys
    Published 2017-04-20 20:16:04
    Hallmark
    Published 2017-04-11 14:35:42
    Polite
    Published 2017-04-04 18:36:32
    Guide to 401(k) Plans
    Published 2017-03-21 15:24:00
    Financial updates September 12, 2016
    Published 2016-09-11 18:40:24
    Heartbreaks that begets Labor Day
    Published 2016-09-04 21:29:22
    What is an Annuity?
    Published 2016-08-11 18:45:38
    Giving Well From Your IRA
    Published 2016-08-04 04:37:30
    Three Steps to Moving a 401(k) Balance
    Published 2016-07-28 03:58:47
    Passive or Active?
    Published 2016-07-23 05:58:52
    Conservation and Tax Summary
    Published 2016-07-06 15:26:37
      *Articles are published by advisors without compensation.

      Answers

      Ask a financial questionAsk a question
      I want to take a small loan out of my 401. What are the rules???
      Hi David, agree with Billy. Your plan must allow for loans. If loans are permitted, you'll find that typically, the minimum loan amount is $1000, and the maximum loan is 50% of your vested balance, up to a dollar maximum of $50,000. In most cases, loans are repaid through payroll deduction, thou...  (more)
      Answered Aug 2016
      What is the average price for an ERISA 3 (38) investment manager?
      Hi Dan, 3(38) costs are a function of plan costs, and whether you are interested in plan level or participant level 3(38) services. You can buy plan level 3(38) services, for plans with $5 million or more in assets, for no more than 10 bps, or 0.10%, annually. Pricing for participant level service...  (more)
      Answered Aug 2016
      I'm currently 54 and turn 55 in October 2016 . I was laid off in June 2016 Can I withdraw from my 401k penalty free.
      Hi Jerry, you can withdraw money from an IRA, and perhaps from your 401(k), penalty free, though distributions would still be subject to federal and, if applicable, state and local income taxes. There is a type of distribution, available to those who are at least 55 years old, known as a Series of ...  (more)
      Answered Aug 2016
      What is your telephone #????
      Hi Beverly, we would be glad to help. You are welcome to call us at 770-817-0525 or, if you prefer, we can call you. Warm regards,...  (more)
      Answered Sep 2016
      I need to know if my wife collected her 401 Her name was Mona E Sanders?
      First, our hearts are with you during this loss. If I may, a few questions, as we determine how best to help you. Who was her employer? Was she working there until her death? Do you know if you were named as the beneficiary? Let us know how we can help.Warm regards,Randy Brunson...  (more)
      Answered Jun 2016
      How much of my net worth should go into my home purchase?
      Hi Andrew, That's a good question. Typically, we evaluate the home value in terms of income or cash flow, instead of net worth. We generally recommend that you keep your mortgage to no more than 2x, or 2.5x annual household income. While you can get loan approval for more than this amount, keepin...  (more)
      Answered Jun 2016
      I'm in process DIY divorce, How can I find out if he has 401k or not. Who do I need to contact, He ignores all contact.
      Hi Stephanie, The first step would be to determine if his employer sponsors a 401(k) plan. You can determine that with a general internet search. This won't tell you if he participates, but should at least tell you if the company offers a plan. You may want to do some research into a Qualified ...  (more)
      Answered Jun 2016
      How would you invest $100,000 to ensure a minimum of 7% growth a year? What would your flat fee a year be to invest it?
      Good question Sara,A 7% return isn't unreasonable to expect, over an appropriate measuring period. I'm a bit concerned that you are looking to "ensure" this each year. As Prateek references above, a 7% return is possible, though there will be some risk involved.Wishing you well, as you look for ...  (more)
      Answered May 2017
      How can you have your 401(k) include passively managed funds if it does not currently offer any?
      Good morning,In order for the plan to offer passively managed funds, the plan sponsor (employer) or whoever makes decisions on behalf of the sponsor, would need to choose to include passively managed funds in the plan. They would then need to connect with the vendor partner who helps in this proce...  (more)
      Answered Jul 2016
      I would like to see how much is in my plan and what is required to close this account.
      Good morning Curtis,Do you receive a hard copy statement, or have access to your account online? If not, contact your HR department, or whoever handles benefits for your employer, or former employer, and make sure they have a current mailing and email address for you. Once the plan administrator ...  (more)
      Answered Aug 2016
        *Answers are submitted by advisors without compensation.

        Licenses & Conducts

        SEC
        U.S. Securities and Exchange Commission
        • license status
          Registered
        • disclosures
          4
        • as of date
          Jul 6, 2017
        FINRA
        FINRA
        • license status
          Not registered
        • disclosures
          1
        • as of date
          Jul 6, 2017
        Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

        Assets

        Advisor

        Last updated on Oct. 5, 2017
          • $33.7M
            Total Assets Under Management
          • $0
            Total Assets Under Advisement
          • 42
            number of clients
          • $802.4K
            Estimated Average Account Balance Per Client

        Centurion Advisory Group, Inc

        Last updated on June 29, 2017
          • $49.1M
            Total Assets Under Management
          • N/A
            Total Assets Under Advisement
          • 272
            Accounts
          • $180.5K
            Estimated Average Account Balance

        Fees

        Types of Compensation Arrangements

        • Percentage Of Assets
        • Fixed Fees