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Steve Cernak

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Advisor Services

  • Financial Planning
    • -Retirement Planning
    • -College Planning
  • Pension Consulting
    • -401k
    • -403b
    • -457
  • Portfolio Management
    • -Individuals and/or Small Businesses


Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types



No timeline events available.
Employer Years Dates
Pnc Investments 4 years, 9 months Jul 2015 - Present
Pnc Bank 4 years, 9 months Jul 2015 - Present
Proshares Etfs 1 year, 9 months Oct 2013 - Jul 2015
Wells Fargo Advisors, LLC 1 year Oct 2012 - Oct 2013
Axa Advisors, LLC 7 years, 5 months May 2005 - Oct 2012

Designations & Memberships

Membership information not available

Articles and Answers

Insights by Steven Cernak

Small Business Retirement
Published 2013-07-23 08:31:55
How to Read a Stock Research Report
Published 2013-06-26 14:31:22
    *Articles are published by advisors without compensation.


    Ask a financial questionAsk a question
    I am recently retired, have a 403b but have money in a bank account also. WHat is the safest and best way to keep this money available to use as I need.
    Jean,Congratulations! I would recommend assessing what you need to live on a monthly basis. Try to maintain three to six months worth of funds in your bank account in case of emergency. I would encourage you to withdraw your retirement assets last so that they enjoy their favorable tax treatmen...  (more)
    Answered Jul 2013
    Savings account (stuffed mattress) vs. Index Fund? Mutual Fund? ETF? Where do I begin investing?
    Susan,Thank you for asking this question. I would encourage you to: (1) define your goals and priorities, (2) create a strategy, (3) implement investments, and (4) monitor the investments relative to your needs.First, explore what your priorities are. What would like to accomplish with your weal...  (more)
    Answered Jun 2013
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      U.S. Securities and Exchange Commission
      • license status
        Not registered
      • disclosures
      • as of date
        Jan 20, 2020
      • license status
        Not registered
      • disclosures
      • as of date
        Jan 21, 2020
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:



      There are no assets to display at this time.


      Types of Compensation Arrangements