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Richard S. Kahler, MS, CFP®, ChFC®, CCIM

Kahler Financial Group, Inc.

Rapid City


Contact Me



Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -Other Financial Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses


Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types



No timeline events available.
Employer Years Dates
Kahler Financial Group, Inc. 13 years, 9 months Jan 2003 - Present
Kahler Inc. 39 years, 3 months May 1975 - Aug 2014

Designations & Memberships

  • Financial Planning Association
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
  • National Association of Personal Financial Advisors
    National Association of Personal Financial Advisors
    NAPFA, the National Association of Personal Financial Advisors, is the nation’s leading organization dedicated to the advancement of Fee-Only comprehensive financial planning. Consumers and the media look to NAPFA for access to financial advisors who meet the highest standards for professional competency, comprehensive financial planning and Fee-Only compensation.
  • Certified Financial Planner
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.
  • Chartered Financial Consultant
    Chartered Financial Consultant
    Invididuals holding this designation understand the fundamentals of financial planning, including income tax, insurance, investment and estate planning.

Articles and Answers

Insights by Richard Kahler

Possibiities and Pitfalls of Reverse Mortgages
Published 2012-03-05 07:52:50
Build Wealth With a Career, Not “The Job
Published 2012-05-14 07:59:23
Empty nest? Think again!
Published 2012-05-14 07:56:45
Finding a Trustworthy Trustee
Published 2012-05-14 07:45:49
Will Retirement Be a Bust for Boomers?
Published 2012-05-07 12:55:35
Using Video in your Financial Planning Pratice
Published 2012-05-04 11:27:55
Making Retirement Saving Easier for Employees
Published 2012-04-23 08:21:55
Once Earned, Twice Taxed
Published 2012-04-23 08:13:56
Swimming Pool Can Be a Deep Financial Dive
Published 2012-05-02 14:07:03
Pessimistic Math and 12% Returns
Published 2012-05-02 14:02:24
Talking with Kids About Values
Published 2012-05-02 13:59:38
IRAs May Not Offer Asset Protection
Published 2012-04-30 08:50:08
“You Live Where?”
Published 2012-04-23 08:35:16
Protect Yourself From Financial Predators
Published 2012-04-23 08:31:47
What to Charge for What You Do
Published 2012-04-23 08:28:11
Market Value and Emotional Value
Published 2012-04-19 06:55:34
Inflating Your Investment Options
Published 2012-04-19 06:51:51
Tenant Improvements Can Be Good Investment
Published 2012-04-16 09:14:16
No Financial Guru Has All the Answers
Published 2012-04-16 09:18:56
Avoiding Retirement's "Dark Side"
Published 2012-04-11 13:18:07
Scaring Your Brain Into Saving for Retirement
Published 2012-04-11 13:13:43
“No Charge–It’s All In the Family”
Published 2012-03-30 09:34:18
Is College A Waste Of Money?
Published 2012-03-29 11:22:55
Meeting a Capitalist in Communist China
Published 2012-03-29 11:16:37
What do future millionaires drive?
Published 2012-03-26 15:24:09
Occupy Namibia?
Published 2012-03-23 13:43:03
When You Can't Afford a Financial Planner
Published 2012-03-22 13:49:54
Planning Like King Tut
Published 2012-03-08 09:16:28
Protecting What You Have
Published 2012-03-21 11:39:03
Public Misconceptions of Private Equity
Published 2012-03-19 15:05:56
For Financial Success, Outsmart Your Brain
Published 2012-03-13 09:58:49
21st Century Financial Lessons
Published 2012-03-13 09:54:56
Downsize to a New Home With a Reverse Mortgage
Published 2012-03-12 07:36:15
Consumer Confidence and Savings Rates
Published 2012-03-02 12:28:15
Why Our Beliefs About Money Are So Important
Published 2012-03-02 12:20:48
    *Articles are published by advisors without compensation.


    Ask a financial questionAsk a question
    My financial advisor is leaving the firm, what can I do?
    Absolutely. While your advisor may have signed a non-compete agreement with his firm, making it a violation for him to solicit you in any manner, nothing prohibits you from voluntarily following him. ...  (more)
    Answered Mar 2012
    What percentage of my income should be allocated towards mortgage/insurance/taxes?
    The tried and true percentage is 25%, however, most lenders will expand that to 35%. With my 30 years in real estate I personally recommend a person keep their home payment as low as possible, around 25%. The amount you save in a lower payment is better used maximizing your funding for retirement ...  (more)
    Answered Mar 2012
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      U.S. Securities and Exchange Commission
      • license status
      • disclosures
      • as of date
        Oct 1, 2015
      • license status
        Not registered
      • disclosures
      • as of date
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:



      Last updated on Feb. 12, 2016
        • $150.0M
          Total Assets Under Management
        • $0
          Total Assets Under Advisement
        • 91
          number of clients
        • $1.6M
          Estimated Average Account Balance Per Client

      Kahler Financial Group, Inc.

      Last updated on March 30, 2016
        • $111.1M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 460
        • $241.5K
          Estimated Average Account Balance


      Fee Only Advisor
      This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.