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Sean McClay

Strategical, Technical & Mathematical

Stm Asset Management



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Advisor Services

  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Businesses or Institutional Clients


Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types



No timeline events available.
Employer Years Dates
Daphne Strike Soccer Club 5 years, 6 months Aug 2014 - Present
Advanced Central Services 6 years, 4 months Oct 2013 - Present
Justines At The Pillars 6 months Jul 2009 - Jan 2010
Stm Asset Management 10 years, 10 months May 2009 - Present
Stm Asset Management 10 years, 11 months Apr 2009 - Present

Designations & Memberships

Membership information not available

Articles and Answers

Insights by Sean Mcclay

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What kind of liability insurance will I need?
First off I would recommend you talking with an Attorney to make sure the company is set up correctly (ie LLC, Inc, etc), as to make sure you have taken as much liability off you individually as possible. Also I would recommend making sure your auto insurance covers "business" activities, and if it...  (more)
Answered Jun 2012
What's the difference between a home equity loan and a home equity line?
A home equity loan is for a fixed amount normally with a fixed interest rate. For example the home equity loan would get 2nd position on the title of your home (assuming you dont already have a 2nd mortgage), and you would recieve a fixed amount from the bank/mortgage company, even if you do not ne...  (more)
Answered Jun 2012
What's the best way to get my teenagers involved with their finances?
I have always been told it that the best way to teach children about money is to have then earn money for the things they want. For instance show them by example how your family operates on a budget and then create a budget for them with their income (allowance/bday money/ job/ etc.) and what their...  (more)
Answered Jun 2012
Which of the lowest risk bonds should I switch to?
Flora,It is very important to understand that all investments have risk, even "low risk bonds". Unfortunately you are in a little of a catch 22 with investing in bonds at this time. Bond yields and bond prices are much like a see saw (the one you rode as a child). When interest rates go up the p...  (more)
Answered Jun 2012
Can anyone breakdown Sara Lee's plans into a layman's perspective?
You will get a $3 dividend (from Coffee Co.) and 200 shares of SLE and shares of Coffee Co . Splits normally do nothing for the company, except you have more or less shares of a company (in your case less). I read about this and it seems a little complex about what will happen after the split but n...  (more)
Answered Jun 2012
What's the main difference between a B share and an A share? Should I switch?
I would recommend you contact someone at Principal or where ever your Mutual Fund is currently held. I would also recommend you doing some homework on the complete cost of getting out of SBUPX. If you are looking for more risk or less risk you could possibly avoid the "back end" sales charge by sw...  (more)
Answered Jun 2012
Hello. Yes my father passed away June of 2014. We are atill in the waitting process. His name is stephen stadnicar?
Tara,I would start with contacting the HR department at his place of employment. They should be able to let you know the details of his pension/ retirement plan. With this said they very well may require before talking to you that you provide a copy of death certificate and possibly letters of te...  (more)
Answered Feb 2015
How do I make sure that I don't owe taxes on a disbursement taken from my defined pension plan and rolled into an IRA?
Gilda,Just a note to make to add on to the above that are correct in my opinion. When you get the 1099-R you are going to want to make sure you file that along with your taxes as if you do not it will send up flags with the IRS. You should also receive a 5498 form but not until May that proves th...  (more)
Answered Feb 2015
I'm 74 years old...can I still convert a regular IRA to a Roth IRA?
William,Please remember that you can convert your IRA to a Roth IRA at anytime but that conversion will be a taxable event. If your IRA has a significant amount in it then and you convert the whole thing your tax obligation may be substantial and defeat the purpose of your conversion. If you are ...  (more)
Answered Feb 2015
How do i find my401k?
Contact your HR Department and they should be able to get you the information you need to access your account. If you have any additional trouble let me know the name of your company and I can see if I can help....  (more)
Answered Jun 2012
I work for a company that repairs electronic devices. Some receive bonuses and others do not. Is this legal to do?
Leah,I would recommend if you are getting the questions in regards to this matter and do now know why it was put in place, it would be advisable for you to ask your HR department as to why this is done. I know that the policy of commissions are nothing new. Each employee should know the risks and...  (more)
Answered Feb 2015
I received a notice from SSA about a potential Private Retirement benefit. C Weaver Chevrolet Inc Employee retirement?
Jerome,I would recommend contacting Weaver Chevrolet Inc and discussing with them who they currently have their retirement plan with (administration company). Once this information is obtained you should simply be able to make a call to that administration company to find out what happened to your...  (more)
Answered Feb 2015
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    Licenses & Conducts

    U.S. Securities and Exchange Commission
    • license status
    • disclosures
    • as of date
      Jan 19, 2020
    • license status
      Not registered
    • disclosures
    • as of date
      May 6, 2019
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:



    Last updated on Jan. 19, 2020
      • $16.3M
        Total Assets Under Management
      • $0
        Total Assets Under Advisement
      • 78
        number of clients
      • $208.3K
        Estimated Average Account Balance Per Client

    Stm Asset Management

    Last updated on Jan. 31, 2020
      • $25.4M
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 204
      • $124.3K
        Estimated Average Account Balance


    Fee Only Advisor
    This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.