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Advisor Services

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Funds Used With Clients

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Firm Client types



No timeline events available.
Employer Years Dates
Cambridge Investment Research 19 years, 4 months May 2000 - Present
Financial Benefits Inc 31 years, 6 months Mar 1988 - Present

Designations & Memberships

  • Financial Planning Association
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
  • Accredited Estate Planner
    Accredited Estate Planner
    This accreditation acknowledges designees their experience and specialization in estate planning.
  • Accredited Investment Fiduciary
    Accredited Investment Fiduciary
    The Accredited Investment Fiduciary® (AIF®) designation represents a thorough knowledge of and ability to apply the fiduciary practices.
  • Certified Employee Benefit Specialist
    Certified Employee Benefit Specialist
    Individuals certified are knowledgeable about employee benefits such as compensation structures. Program is overseen by Wharton School of Business at UPenn and Dalhousie University.
  • Certified Financial Planner
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by Richard Stumpf

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Ask a financial questionAsk a question
I need to cash out my 401 for hardship?
Your 401k plan should have an established process. Contact whoever is in charge of your plan and ask how to start it. They will require you to provide information on what your hardship is, and what other financial resources you have available. They aren't trying to be nosy, that's the law on hard...  (more)
Answered Aug 2018
How to find out the amount in my retirement plan?
The plan is required to provide that information to you at least annually, but you can request it at any time. Contact the plan administrator and ask. Are you specifically asking about how much is in your account, or the plan as a whole?...  (more)
Answered Aug 2018
My plant is closing next year but the company is still open and I'm 56 and what do i do with my 401k?
First off, whatever you do, don't let anyone talk you into rolling it over until you have all the information you need. Why? If you leave your company after age 55, you can access your 401k money without the 10% penalty. If you roll it to an IRA and then need some money, you have the 10% penalty ...  (more)
Answered Aug 2018
I was applying for my social security and was told that I have a small account with Dillard's Inc.
Wonderful! I always love unexpected money. Do you still have contacts at the company? You should have been getting statements at least annually on your benefit. One way or the other, contact the company, find out who to talk to about your retirement account, and see how much money you have fo...  (more)
Answered Aug 2018
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    U.S. Securities and Exchange Commission
    • license status
    • disclosures
    • as of date
      Jul 10, 2019
    • license status
    • disclosures
    • as of date
      Aug 5, 2019
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:


    Cambridge Investment Research, Inc.

    Last updated on March 18, 2005
      • $1.3B
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 9K
      • $139.3K
        Estimated Average Account Balance


    Types of Compensation Arrangements

    • Percentage Of Assets
    • Hourly Charges
    • Fixed Fees
    • Commissions
    • Percentage Of Income, Percentage Of Net Worth