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Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -Other Financial Planning
    • -Tax Planning
  • Insurance
    • -Life Insurance
    • -Annuities
  • Portfolio Management
    • -Individuals and/or Small Businesses

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

There is no client type data to display at this time.

Qualifications

Experience

No timeline events available.
Employer Years Dates
IMG Wealth Mangement, Inc. 2 years, 6 months Mar 2017 - Present
PLANMEMBER SECURITIES CORPORATION/ Investment Management Grou 3 years, 5 months Oct 2013 - Mar 2017
Veritrust Financial, LLC 9 years, 6 months Apr 2004 - Oct 2013
Allen Edwards & Associates, Inc. 16 years, 6 months Mar 2003 - Present
Allen Edwards & Assoc. dba Pension Management Advisors Group 16 years, 6 months Mar 2003 - Present
Veritrust Financial, LLC 11 years, 6 months Apr 2002 - Oct 2013

Designations & Memberships

  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by Nick Edwards

How Do Financial Advisors Make Money?
Published 2017-10-02 20:16:46
The Very Basics of Income Taxation
Published 2017-10-02 20:20:35
3 Steps to Prepare for a Market Crash
Published 2017-10-02 20:22:56
What is an Index?
Published 2017-10-02 20:24:10
Risk Relativity
Published 2017-10-02 20:25:12
Investment Portfolio Diversification
Published 2017-10-02 20:18:50
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    How do I cash out?
    This is a difficult question to answer without knowing the type of account you're referring to and/or the type of investment plan within which it currently resides. The best advice I can give is to call the custodian (that's the investment company holding the account). They will be able to offer a...  (more)
    Answered Oct 2017
    My father died 2 years ago. No will , nothing in writing. He had 2 small pensions coming in that were auto deposited.
    First, I'm very sorry to hear about your situation. Unfortunately, trying to chase down assets of a person who passes away without any records is not all that uncommon. If I am understanding your question accurately, it sounds like whoever manages the pension does not know your father passed away...  (more)
    Answered Oct 2017
    How do I withdraw my 401k and close the account?
    The most efficient method would be to call the investment company offering the plan, their contact information is probably on your statements. If you don't have a statement, contact your employer, they should be able to point you in the right direction. Just a few points to consider, if you have ...  (more)
    Answered Nov 2017
    I am currently setting up a new account through Fidelity. How can I transfer this account into my new account?
    The bigger questions are, "What type of account are you setting up, and what type of account(s) are you trying to move into it?" For example, if you are setting up a 401k with a new employer and you want to move assets from a regular, non-qualified brokerage account into the 401k, well ... you can'...  (more)
    Answered Oct 2017
    I have a 401k and investment. I would like to borrow some of the money to pay one of my medical bill if it is possible?
    Fortunately, for most 401k plans, loan provisions are allowed through the plan document. Contact your HR representative (or the owner if your work for a smaller company) and ask them for the number of the 401k provider. A representative from the provider should be able to access your company's pla...  (more)
    Answered Oct 2017
    Has anyone ever been to a client's home and had a horrible or dangerous experience?
    I once went to a client's house and was asked to watch a family history video he was compiling as a slide show set to music. When I went into his home office, I saw every kind of hard drive wiping software you could imagine stacked up on his desk, dozens of bottles full of urine and cigarette butts...  (more)
    Answered Oct 2017
    How do i check my 401k account?
    Your employer will (or should) have the contact information for the company handling your 401k account. Once you get in touch with the plan provider, they will be able to describe the process of gaining online access to their investor portal; assuming there is one. If you are not getting statements...  (more)
    Answered Oct 2017
    Have a annuity don't want to wait for once a year. How can I cash it out without losing half of the money?
    You should also contact the company that issued the annuity (assuming your agent is not being helpful in this regard). Many annuity contracts have distribution options that aren't conspicuously outlined in the marketing material and/or contract. ...  (more)
    Answered Oct 2017
    If you don't have a plan, but want to do itself - would it be wise to follow the top 10 to 20 stocks in a blue chip fund?
    Going the DIY route can be very tempting, especially when the market has been on a historically long upward trajectory. But, as they say, "A rising tide lifts all boats. It's when the tide goes out that you discover who is swimming naked." In other words, the mettle of an investor is not evidence...  (more)
    Answered Oct 2017
    Do i have a early retirement?
    If you are under age 40, and retired, yes, most people would consider that an early retirement. Hope this helps!...  (more)
    Answered Oct 2017
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Oct 2, 2018
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        Oct 2, 2018
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Img Wealth Management, Inc.

      Last updated on April 11, 2019
        • $48.1M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 355
          Accounts
        • $135.5K
          Estimated Average Account Balance

      Fees

      Types of Compensation Arrangements

      • Percentage Of Assets
      • Hourly Charges
      • Fixed Fees
      • Performance-Based Fees