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Taylor Robert Schulte

Financial Planning for Busy Professionals and Retirees

Define Financial, LLC
OWNER AND CCO

San Diego

CA

Contact Me

Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Tax Planning

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

There is no client type data to display at this time.

Qualifications

Experience

No timeline events available.
Employer Years Dates
Define Financial, LLC 3 years Feb 2017 - Present
Advanced Practice Advisors, LLC 3 years, 2 months Jun 2014 - Aug 2017
Beverly Hills Wealth Management LLC 2 years, 2 months Apr 2012 - Jun 2014
Morgan Stanley Smith Barney 2 years, 10 months Jun 2009 - Apr 2012
Morgan Stanley & Co., Incorporated 4 years, 10 months Jun 2007 - Apr 2012

Designations & Memberships

  • Financial Planning Association
    Membership
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
  • National Association of Personal Financial Advisors
    Membership
    National Association of Personal Financial Advisors
    NAPFA, the National Association of Personal Financial Advisors, is the nation’s leading organization dedicated to the advancement of Fee-Only comprehensive financial planning. Consumers and the media look to NAPFA for access to financial advisors who meet the highest standards for professional competency, comprehensive financial planning and Fee-Only compensation.
  • XY Planning Network
    Membership
    XY Planning Network
    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by Taylor Schulte

Asset Protection Through Self Settled Trusts
Published 2012-09-26 10:25:56
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    What are some indicators that I may need to revisit the construction of my portfolio?
    Great question, Marvin. There are many schools of thought on this topic so I would expect a diverse group of answers.We often here the saying, "cut your losers and let your winners ride/run." Well, how do you actually define which stocks are winners and which are losers? You might have purchase...  (more)
    Answered Oct 2012
    What are the rules for borrowing against my 401k? Minimums?
    My first suggestion would be to request a copy of your plan document and/or speak with your benefits department to retrieve details on your plan. If you haven’t done so already, you might want to verify you are able to borrow from your 401(k) for the purpose you had in mind. Some plans allow you t...  (more)
    Answered Sep 2012
    What happenned to my funds?
    In addition to Erik's link, you might also review the Brightscope page for your plan:http://www.brightscope.com/form-5500/basic-info/63393/Quest-Diagnostics-Incorporated/64461/The-Profit-Sharing-Plan-Of-Quest-Diagnostics-Incorporated/Specifically, form 5500 includes contact information for your pl...  (more)
    Answered Sep 2012
    What should I be doing now to prepare for my children's college expenses?
    Great information provided by Helen. Also consider taking a look at www.upromise.com. In short, they offer a great rewards program to help you earn money to pay for college.There is an abundance of information out there and it can often be confusing and overwhelming. If you are not sure as to wh...  (more)
    Answered Nov 2012
    How can I assess the performance of the Fixed Asset segment of my portfolio versus the overall market average?
    Given the information you supplied, it is difficult to know whether you own ETF's, Mutual Funds, individual bonds, or a combination of all three. If your fixed portfolio happens to include a variety of individual bonds it might be more difficult to assess the performance versus the appropriate benc...  (more)
    Answered Sep 2012
    How can I transfer my 401k to my fidelity account?
    It can certainly be a confusing process and, as stated above, you want to be sure you have complied with your withdrawal rules and opened the appropriate IRA. Along with working with your HR department you can also call a Fidelity representative at 800-343-3548 if you need further assistance....  (more)
    Answered Nov 2012
    What is a bond ladder and how do I set one up?
    Great explanations by Barry and Don above. In regards to the second part of your question, if you are not working with an Advisor you can utilize an online discount broker (i.e. Schwab, Etrade, Fidelity) to set up a bond ladder. However, in this scenario you would be responsible for doing your own...  (more)
    Answered Oct 2012
    What are the tax consequences of rolling over $20,000 in "Post Tax" contribution dollars from a 401k regular employer's 401k into a Roth IRA?
    Bob, there are several factors that can come into play with regards to "after tax" contributions. My first suggestion would be to contact your plan administrator to retrieve your plan document. The plan document should dictate how this after tax contribution has to be treated. Additionally, you m...  (more)
    Answered Oct 2012
    How do I get my 401k money from a Plan Administrator who refuses to allow me access?
    Kathleen, I can't verify the credibility of the following forum but it sounds as if there quite a few people like yourself in the same situation:http://www.topix.com/forum/com/pop/TUA1CRMRQ1DSJLKF5According to the forum it doesn't look like there has been any resolution as of August 2012. I will ...  (more)
    Answered Oct 2012
    I have a financial adviser trying to sell me a 401k plan through transamerica for my 4 person small business,ideally is it better to go with plans that have higher costs/higher returns or an employee fiduciary model that has lower costs but performance not as high?
    Great question, but certainly difficult to answer without all the information. Assuming your Financial Advisor spent sufficient time getting to know the needs of you and your business and performed all the necessary due diligence, it would be hard not to suggest you trust his/her recommendation.As...  (more)
    Answered Oct 2012
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Nov 29, 2018
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        Nov 29, 2018
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Define Financial, LLC

      Last updated on Nov. 11, 2019
        • $69.7M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 158
          Accounts
        • $441.1K
          Estimated Average Account Balance

      Fees

      Types of Compensation Arrangements