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Overview

Services

Advisor Services

  • Financial Planning
    • -Estate Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Other Financial Planning
    • -Tax Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Other Portfolio Management

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

There is no client type data to display at this time.

Qualifications

Experience

No timeline events available.
Employer Years Dates
Frontier Wealth Management, LLC 2 months Feb 2020 - Present
Highwater Wealth Management, LLC 8 years, 9 months May 2011 - Feb 2020
Highwater Wealth Management LLC 9 years, 1 month Mar 2011 - Present
Cobiz Investment Management, LLC. 9 years, 9 months Jul 2010 - Present
Cobiz Investment Management, LLC. 8 months Jul 2010 - Mar 2011
Alexander Capital Management Group, LLC 4 years, 1 month May 2006 - Jun 2010

Designations & Memberships

  • American Association of Individual Investors
    Membership
    American Association of Individual Investors
    The American Association of Individual Investors is a nonprofit organization with about 150,000 members whose purpose is to educate individual investors regarding stock market portolios, financial planning, and retirement accounts.
  • Financial Planning Association
    Membership
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.
  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by George Griswold

Timely Tips 10.3.12
Published 2012-12-21 11:27:15
News & Commentary 12.21.12
Published 2012-12-21 11:26:13
Year-end reminders & to do list 12.11.12
Published 2012-12-21 11:25:15
News & Commentary 11.15.12
Published 2012-12-21 11:23:55
News & Commentary 9.27.12
Published 2012-12-21 11:22:15
News & Commentary 8.16.12
Published 2012-08-24 10:15:21
News & Commentary 7.18.12
Published 2012-07-20 09:41:14
News & Commentary 6.19.12
Published 2012-06-19 12:19:20
News & Commentary 1.6.12
Published 2012-06-08 12:17:55
News & Commentary 3.15.12
Published 2012-06-08 12:13:45
News & Commentary 5.12.12
Published 2012-06-08 09:37:33
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    Tax tips for individual investor?
    In general, I put investment decisions ahead of tax decisions. However, you should attempt to invest in the more tax-efficient / advantageous manner. For example, I tend to hold equities or equity funds in taxable accounts so that if I may harvest losses for tax benefit. It can be advantageous to h...  (more)
    Answered Jun 2012
    How do I know if a financial advisors clients are happy with them?
    Toni - A successful advisor will have multiple satisfied clients, and will not hesitate to provide you references if you ask....  (more)
    Answered Jun 2012
    If futures and options are such risky investments, in what situations does it make sense to invest in them?
    I think their "risk" depends on whom is using these instruments. Options & futures are widely used by professional investors to hedge risk. However, they can be add risk if used improperly or by the inexperienced. Confusing, I know, but my advice is that these are instruments are best left to ...  (more)
    Answered Jun 2012
    I'm newly employed. Plan on putting as much as my employer will match (15%) in my 401K as soon as I am eligible. I also plan on putting probably 10% into a savings account, but I also want to save more. From my research it seems like either a traditional IRA (I'm out of the limits for a Roth IRA) or
    I applaud your decision to save! Nice work!My suggestion is to max your 401k contribution first. You get the multiple benefits of lowering your AGI for income taxes, getting an employer match, and growing those assets tax-deferred. And I think that saving into an IRA - whether it be regular or Rot...  (more)
    Answered Jun 2012
    What are nondeductible retirement-plan contributions?
    Geraldine - I suggest that you fully fund your 401k first, as you will see a tax benefit from a lower reported income and also receive whatever your employer matches on contributions. If you have the income to spare, you may want to make a non-deductible IRA contribution. You won't enjoy the tax d...  (more)
    Answered Jun 2012
    Should I set up an IRA for my 14 year old?
    Any opportunity to broaden your daughter's financial education is a good one, whether the savings and management are done in a personal or IRA account. You might also consider a 529 plan as a vehicle. Not only will she receive the savings & management aspect, but you may also get additional "bu...  (more)
    Answered Jun 2012
    Is now the time to invest some of my emergency savings?
    I suggest holding 6 months of emergency savings safe, liquid, and accessible, like a bank or money market. I recommend investing all future savings. ...  (more)
    Answered Jun 2012
    When is the right time(financially) to buy a car?
    Good question! Congratulations on diligently paying down your student loans. Education is usually a good investment in your future. Unfortunately, daily use cars depreciate quickly - especially if you buy new - and thus are not a good investment. Financing on new cars can currently be as low as .90...  (more)
    Answered Jun 2012
    401(k) Plan Fees?
    The US Dept of Labor has decided that by 8/30/12 that all plan sponsors will be required to disclose fees. As most participants have no idea what their costs are, this should make for interesting times in the retirement plan industry. ...  (more)
    Answered Jun 2012
    Are Dividend Reinvestment Plans good investment tools?
    While reinvestment of dividends is an important factor to long-term success in equity investment, I do not advocate DRIP use. One, in taxable accounts the quarterly purchases can make for difficult cost basis accounting. And two, I would rather investors not "set it and forget it" as I think is of...  (more)
    Answered Jul 2012
    Should we take out a 15 year loan to reduce out total interest costs?
    I agree with Russ: Borrow long but pay short. You won't get the lowest interest rate, but you will gain flexibility in what you are required to pay on a monthly basis. You can then hopefully prepay some principal each month, effectively reducing the term of your mortgage. Good luck! ...  (more)
    Answered Jun 2012
    How often should I meet with my financial advisor?
    Your meeting schedule is up to you, and good advisors should be available to you on an as-needed basis. In my experience, meeting frequency depends on how long I have worked with clients, and if they live in the same city as I do. New clients require more meetings and attention in the first years,...  (more)
    Answered Jun 2012
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Mar 7, 2020
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        May 2, 2016
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Advisor

      Last updated on March 8, 2020
        • $40.0M
          Total Assets Under Management
        • $0
          Total Assets Under Advisement
        • 40
          number of clients
        • $1.0M
          Estimated Average Account Balance Per Client

      Frontier Wealth Management, LLC

      Last updated on March 31, 2020
        • $2.4B
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 6K
          Accounts
        • $400.1K
          Estimated Average Account Balance

      Fees

      Fee Only Advisor
      $
      This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

      Types of Compensation Arrangements