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Overview

Services

Advisor Services

  • Portfolio Management
    • -Individuals and/or Small Businesses
    • -Businesses or Institutional Clients
    • -Other Portfolio Management

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Lighthouse Financial Services, Inc. 2 years, 6 months Sep 2014 - Present
Play Vapor, LLC 1 year, 9 months Dec 2012 - Sep 2014
Athelon Wealth Management, LLC 1 year, 5 months Jul 2011 - Dec 2012
Pricewaterhousecoopers, LLP 1 year, 9 months Aug 2009 - May 2011
Rutgers Business School 1 year, 3 months May 2008 - Aug 2009
Parking Systems, Inc. 2 years, 6 months Oct 2005 - Apr 2008
College of Staten Island 3 years, 9 months Aug 2003 - May 2007

Designations & Memberships

  • American Institute of Certified Public Accountants
    Membership
    American Institute of Certified Public Accountants
    The American Institute of Certified Public Accountants (AICPA) is the world's largest association representing the accounting profession, with nearly 370,000 members in 128 countries. AICPA members represent many areas of practice, including business and industry, public practice, government, education and consulting; membership is also available to accounting students and CPA candidates. The AICPA sets ethical standards for the profession and U.S. auditing standards for audits of private companies, non-profit organizations, federal, state and local governments. It develops and grades the Uniform CPA Examination.

Articles and Answers

Answers

Ask a financial questionAsk a question
What are the advantages of using a "fee only" financial advisor?
Financial advisors that are not "Fee-Only" (such as brokers) may choose to offer you only those investments which pay the highest commissions. To illustrate this point, let’s consider an example. Let’s say Investment A is the best investment for you, but it offers no compensation to your commissions...  (more)
Answered Jan 2012
Why dont advisors get paid by performance and not a fixed percentge of assets?
Paying advisers based on performance may present a conflict of interest. This is because the adviser might be tempted to chase higher returns for clients in order to collect additional performance fees. This could potentially put clients in situations where their portfolios are more risky than what ...  (more)
Answered Jan 2012
What is the difference between a broker and an advisor?
Most brokers operate under what is called the “suitability standard”, which simply means that the securities they recommend must be appropriate for you given your financial profile. However, many of the securities that can be considered “suitable” may be far from the best investments options availab...  (more)
Answered Jan 2012
Is it worth it to hire a financial advisor?
Hi Carny,I may be slightly biased in this regard but I'd say the answer to your question is a resounding "YES"! Just as you would see a doctor for medical care and take your car to a qualified mechanic for service, why leave your finances to chance? There are financial professionals who have dedica...  (more)
Answered Jan 2012
Should I invest in China rather than the U.S.?
Hello Justin,You'll likely find many people that believe that China is a better investment than the U.S. However, you'll find just as many people who disagree. The point here is that you generally want to be diversified across geographies as this may lead you to a balanced portfolio designed to att...  (more)
Answered Jan 2012
Should I invest in gold?
One important factor to keep in mind when considering a direct investment in gold is that gold does not pay dividends or interest. As a result, if gold prices happen to stay fixed for a period of time, the value of your portfolio would remain essentially unchanged. On the other hand, a diversified p...  (more)
Answered Jan 2012
What is an index fund?
Index funds are mutual funds which are designed to match the performance of a market index. As an example, a mutual fund may be intended to track the Russell 3000 Index. Such funds are usually passively managed, and as such, tend to capture the increases in the underlying index. These funds, however...  (more)
Answered Jan 2012
Why should I invest in bonds when the typical return is lower than stocks?
Hi Peter,The answer to this questions depends on your investment goals as well as your tolerance and capacity for risk. Nothing is free in investing, so seeking additional returns requires you to take increased risks and increase your chances of losing at least some of your principal. While the ret...  (more)
Answered Jan 2012
Does making money in today's volatile market require risk taking investment? ent and alert buying and selling?
Hello Carol,Unfortunately, investing always requires at least some level of risk. In fact, any return you get in the market is compensation for taking such risk. While some investments are considered relatively safe, the returns you receive from them may not keep pace with inflation. So in this sce...  (more)
Answered Jan 2012
Is it ok to ask my financial adviser what funds they invest their personal assets in?
Hello Alan,While I believe that you should certainly ask your advisor such questions, I would not rush to conclusions based on the response you receive. Just as a doctor does not necessarily take all the medications he/she prescribes to patients, advisors may know of investments that meet your spec...  (more)
Answered Jan 2012
When is the best time to cash in savings bonds?
The answer to this question really depends on your individual financial situation. As such, more detailed information is necessary to make an informed decision on how to proceed. Without this additional level of detail, it is difficult and imprudent to provide investment advice. However, what I can ...  (more)
Answered Jan 2012
Is it OK to have multiple financial advisors each managing a portion of my assets?
One thing I'd add to the responses already provided is that if you choose to work with multiple financial advisors, you should seriously consider keeping each advisor informed of your other advisory relationships. This would allow all of your chosen financial professionals to work together and bring...  (more)
Answered Jan 2012
What is the difference between a stock and a bond?
Purchasing the stock of a company provides investors with an ownership interest in a public company. It gives the investor an opportunity to participate in the appreciation and depreciation in the price of the stock over time. Additionally, stockholders may receive dividends, which are distributions...  (more)
Answered Jan 2012
How can I raise investment capital for my startup?
Hi Katya,There are two ways in which you can raise capital. The first involves the sale of company shares(an equity offering) and the second involves issuing debt. Issuing debt, as I'm sure you're aware, involves payment of interest as compensation for investors who lend you money for your business...  (more)
Answered Feb 2012
What are your expectations for Facebook given its recent IPO?
Generally, the amount of hype surrounding an IPO is closely related to the amount of downside experienced by investors after the company goes public. The investment banks know this and actively capitalize on the extensive media coverage and excitement surrounding upcoming IPOs. Many investors believ...  (more)
Answered Feb 2012
Short and long term investing?
Hi Catherine, the answer to your first question depends on a number of factors including your goals for the investment and the amount of risk you are willing to take. The amount of the inheritance in relation to your net worth is also a consideration. These are just some of the many variables taken ...  (more)
Answered Jan 2012
Which financial planner designations are meaningful?
As a clarification, CPA's are held to the fiduciary standard at all times. On the other hand, CFP's are NOT always required to be fiduciaries. From the CFP's Board of Profession Conduct: "When the certificant provides financial planning or material elements of financial planning, the certificant owe...  (more)
Answered Jan 2012
What is a REIT?
A REIT is an investment vehicle which gives investors an opportunity to participate in the revenue earned from the hotels, office buildings, residential properties, interests in mortgage securities and/or other assets held by the Trust. Essentially, investors act as a conduit and provide the REIT wi...  (more)
Answered Jan 2012
Is there any academic evidence that funds that engage in sustainable and responsible investing (SRI) have returns that equal those of their non-SRI peers?
Hi Ryan,Although it may seem counter-intuitive, SRI funds seek to balance monetary returns with increasing the longevity of the environment and improving working conditions around the world. Accordingly, high returns may not be the most significant selling point. The truth is that a continuation in...  (more)
Answered Jan 2012
Are advisors seeing Alternative Assets going into 401k fund lineups?
Hello David,While it is likely that alternative investments will find their way into 401(k) plan lineups, it is questionable whether this will serve to benefit plan participants. Alternative investments tend to lack transparency, provide limited liquidity, and may lack a secondary market. These fac...  (more)
Answered Jan 2012
Where can I get financial help for single dads?
Hello Kyle,I'm not sure that there are channels that focus specifically on financial help for single dads. The good news, however, is that sound financial principles can be applied to any family structure or situation. The fact is that financial advisors typically consider your entire financial pic...  (more)
Answered Jan 2012
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    SEC
    U.S. Securities and Exchange Commission
    • license status
      Registered
    • disclosures
      None
    • as of date
      Dec 25, 2014
    FINRA
    FINRA
    • license status
      Not registered
    • disclosures
      None
    • as of date
      N/A
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

    Assets

    Lighthouse Financial Services Inc

    Last updated on Feb. 13, 2017
      • $226.5M
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 772
        Accounts
      • $293.3K
        Estimated Average Account Balance

    Fees

    Fee Only Advisor
    $
    This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

    Types of Compensation Arrangements