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Advisor Services

  • Financial Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -Other Financial Planning
  • Portfolio Management
    • -Individuals and/or Small Businesses
  • Other


Firm Client types



No timeline events available.
Employer Years Dates
Lansdowne Wealth Management, LLC 9 years, 6 months Oct 2010 - Present
Edward Jones 4 years, 8 months Jan 2006 - Sep 2010

Designations & Memberships

  • Accredited Asset Management Specialist
    Accredited Asset Management Specialist
    Individuals holding this designation are well versed in asset management processses, asset allocation and selection, taxation of investment products, investments and insurance for both individuals and businesses
  • Certified Divorce Financial Analyst
    Certified Divorce Financial Analyst
    Individuals holding this designation act as an advisor to one party's divorce lawyer, or as a mediator for both parties. Knowledge of tax law, asset distribution, and short and long-term financial planning are utilized to achieve an equitable settlement.

Articles and Answers

Insights by Robert Henderson

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Ask a financial questionAsk a question
How does a Cash Balance Plan differ from a 401(k)?
Cash Balance plans and 401(k)'s are completely different animals. Without getting into all of the technical details, a Cash Balance Plan is much more like a traditional pension (defined BENEFIT plan). In exchange for regular monthly or annual contributions from an employer, the participant is given ...  (more)
Answered Nov 2014
Getting divorced. When can you get your spouses ESOP money?
An ESOP is like most other retirement plans. It can be separated with the use of a Qualified Domestic Relations Order (QDRO). Typically a QDRO can be drafted and executed once the divorce is finalized (per the laws of your state). However, it's important to know the rules of the ESOP. Every plan is...  (more)
Answered Jan 2015
I just found our that I have a retirement account with SPX. How do I go about checking it out and getting my money?
Phyllis, in addition, you could try contacting Fidelity directly to inquire about an account that you may have. Last I checked, Fidelity was the Plan Provider of the plan....  (more)
Answered Jan 2015
Is it possible to borrow money from my 401K and pay it back monthly over time?
You need to find out from your Plan Administrator or HR Department if your plan actually allows policy loans. Also, something to keep in mind is that if you take out a loan, and then leave your employer for ANY reasons, the loan then becomes fully due immediately....  (more)
Answered Jan 2015
I no longer work for lowes. How do I withdraw my 401k?
You need to call the custodian of the plan (you should be able to find the phone number on a recent statement) and request how to withdraw or rollover your funds.Alternatively, contact the Lowes' HR department to request direction or documentation on the procedure. Typically, when you leave a large...  (more)
Answered Feb 2015
Cash out my inactive 401k-?
It's hard to say for sure. If it is the same employer, then you might not have the option to withdraw funds. If you have been notified that the Plan is folding, then you may be able to remove funds.The best thing to do is contact your HR department for further information on the status if the plan....  (more)
Answered Jan 2015
Can a child of a deceased past employee receive his pension funds?
Linda, you may also want to inquire to the HR department regarding any life insurance and/or accidental death/dismemberment policies your son may have had through his employment....  (more)
Answered Dec 2014
What is your monthly mortgage payment? If you buy two points for a rate of 5 percent, how much would you save monthly?
In the most simple terms, you are paying $3200 in points in exchange for $800 less interest per year (although this savings will drop each year as the principle balance of your mortgage drops).I am assuming 5.50% vs. 5.00% on $160,000 ($200,000 less 20% down), no PMI insurance.So in very rough ter...  (more)
Answered Nov 2014
Is ok if I contribute 2% traditional 401k and 6% royh 401k? Is this a good mix or should I be contributing more?
I have to agree with Peter, generally. In my years working with clients, most seem to fall into lower tax brackets in retirement versus their working years.However, depending on your situation, it might make sense to use a Roth. If you are in a very low tax bracket right now (15% or lower), and ant...  (more)
Answered Dec 2015
On which date will pension payments for November enter checking account?
You need to clarify which employer and pension system....  (more)
Answered Oct 2015
Can I get a loan or get a lump sum buy out on my monthly payments I receive now on my retirement.
Any lump sum offer you receive from a buyout firm will likely have terms that are very favorable to THEM, and not to you. They are in the business of making a profit, and they will be profiting directly from your income source.As was mentioned above, unless this is a very unique situation, it is re...  (more)
Answered Jan 2015
Safe Harbor 401k and Highly Compensated Employees?
You said the "application says...that you are a highly compensated employee".It is possible that you were given an application intended for the company's HCE's. Or possibly you are just misinterpreting what the application says. But as Larry said, unless you meet those parameters, you should not be...  (more)
Answered Jan 2015
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    U.S. Securities and Exchange Commission
    • license status
    • disclosures
    • as of date
      Dec 2, 2016
    • license status
      Not registered
    • disclosures
    • as of date
      Dec 2, 2016
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:



    Last updated on March 25, 2020
      • $32.0M
        Total Assets Under Management
      • $0
        Total Assets Under Advisement
      • 49
        number of clients
      • $653.1K
        Estimated Average Account Balance Per Client

    Lansdowne Wealth Management, LLC

    Last updated on March 29, 2019
      • $31.5M
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 97
      • $324.7K
        Estimated Average Account Balance


    Fee Only Advisor
    This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

    Types of Compensation Arrangements