Highlands Advisors, LLC
SEC and FINRA Registered
Funds Used With Clients
Firm Client types
|Private Advisor Group, LLC||4 years, 9 months||Jan 2015 - Present|
|Lpl Financial, LLC||4 years, 10 months||Dec 2014 - Present|
|Mml Investors Serives Inc||10 years, 11 months||Jan 2004 - Dec 2014|
|Mass Mutua Financial||11 years, 7 months||Apr 2003 - Nov 2014|
Designations & Memberships
Accredited Investment FiduciaryDesignationThe Accredited Investment Fiduciary® (AIF®) designation represents a thorough knowledge of and ability to apply the fiduciary practices.
Certified Financial PlannerDesignationA standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.
Articles and Answers
Insights by Jared Larsen
AnswersAsk a financial questionAsk a question
|My wife currently has two retirements plans with the same fund family: 401k & 403b. Can she roll the 403b into the 401k?
Larry is correct. 401k plans can receive rollovers from most types of retirement plans. This chart is very helpful in identifying allowable rollovers:http://www.401khelpcenter.com/pdf/Rollover_Chart.pdfHowever, before making a change, I would suggest taking a closer look at both plans. If the p...  (more)
Answered Feb 2015
|Should I keep my IRA with PNC bank with a 1.4% annual fee or switch my IRA to Vanguard which charges a minimal fee?
This all depends on what you are getting for the fee that you're paying. If you have an advisor that is working with you to coordinate all of your finances, you should evaluate the services that you are receiving as it very well may make sense. If however, these are simply high cost mutual funds a...  (more)
Answered Feb 2015
|Is it possible to borrow money from my 401K and pay it back monthly over time?
Yes. Some plans will auto deduct from your payroll, but many will set up a link with your checking account to draw the funds monthly. Please be careful of two things: First, the interest you are paying into the plan is after tax dollars into a pre-tax vehicle. This means if you are paying 1000 in ...  (more)
Answered Jan 2015
|I have a whole life policy w a $1m DB, $220k cash value . I have a 10m 20 yr lvl term policy. Should I 1035 to a UIL?
This is a great question! Of course, the first part of the answer is: we need a good deal more information to answer this with actionable advice. However, I'd be happy to give you a high level response.In general, if you invested with a high quality whole life carrier (ie MassMutual, NY Life, etc...  (more)
Answered Dec 2015
|Who offers the best 401k options and lowest fees in the industry currently?
I'm sorry I can't provide you a one shot answer, but there are still quite a few variables to consider. Medical practices can benefit from these tremendously, but having a good Third Party Administrator (TPA) that specializes in your industry is also equally important. Other factors include: Wha...  (more)
Answered Sep 2016
|What is the average price for an ERISA 3 (38) investment manager?
This is a great question that more and more sponsors are raising. As David mentioned, a lot of this depends on size. As a part of Retirement Partners at LPL, we have a small market (under 10mm) solution for 10bps assuming certain criteria are met. We also work with several other 3(38) fiduciaries th...  (more)
Answered Jul 2016
Licenses & Conducts
LPL Financial LLC
$159.1BTotal Assets Under Management
N/ATotal Assets Under Advisement
$202.3KEstimated Average Account Balance
Types of Compensation Arrangements
- Percentage Of Assets
- Hourly Charges
- Fixed Fees