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Advisor Services

  • Financial Planning

  • Insurance

  • Portfolio Management


Funds Used With Clients

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Firm Client types

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No timeline events available.
Employer Years Dates
Camerondowning, LLC 5 years, 7 months Jun 2014 - Present
Equity Services, Inc. 15 years, 11 months Oct 1998 - Sep 2014

Designations & Memberships

  • Financial Planning Association
    Financial Planning Association
    The Financial Planning Association (FPA®) is the largest membership organization for personal financial planning experts in the U.S. and includes professionals from all backgrounds and business models. We help connect thousands of consumers to competent and ethical planners who uphold the FPA Standard of Care.

Articles and Answers

Insights by Glenn Downing

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Can I take a loan against my 401k??
A 401K loan can be a great option for you - if and only if you expect to remain with that same employer for the next 5 years. As others have explained above, that is your payback window. Should you terminate employment with that employer, voluntarily or not, the loan becomes due. If you cannot pa...  (more)
Answered Feb 2015
How do I make sure that I don't owe taxes on a disbursement taken from my defined pension plan and rolled into an IRA?
The reply above is exactly right. Essentially this is a matter of paperwork - that the sending firm has coded the distribution as a non-taxable rollover, and that the receiving firm has received it this way. If you effected this transaction in 2014 you should shortly have the 1099R to verify, if ...  (more)
Answered Feb 2015
RMDs - What's the purpose?
You've hit the nail on the head in answering your own question. You now have a good insight into how our tax code has changed over the generations - from an original purpose of funding the legitimate activities of the Federal government - to using the tax code as an instrument of social change. Ot...  (more)
Answered Feb 2015
Im 25yrs old i had traditional 401K then switched to roth and now back to traditional. Investing 7%. Which is better?
Roth, my friend. For all of the reasons cited above. You'll gain significant income tax savings with a home purchase, so keep that on your planning horizon.Just think - someday you'll have access to an account with will north of $1.0 million with NO TAXATION! That's huge! A little pain now for ...  (more)
Answered Feb 2015
I no longer work for lowes. How do I withdraw my 401k?
Minday - please understand the terminology clearly. To withdraw from a 401(k) means to take the money out of the plan and expose it to taxation. The amount you withdraw will become immediately taxable at ordinary income rates - not the lower capital gains rates. This usually isn't what you want. ...  (more)
Answered Feb 2015
I am fully vested in ESOP with a former employer.
A few more considerations to research:1) Is there a liquid market for this stock? Could you have a trade executed without delay on an exchange?2) If the answer to #1 is yes, then can you roll the stock out to an individual brokerage account? There are some favorable tax considerations here: You...  (more)
Answered Feb 2015
Can I get a loan or get a lump sum buy out on my monthly payments I receive now on my retirement.
Couldn't agree more with my colleagues. Think of it this way: you're looking into selling a stream of payments that you own. Is anyone going to pay you full value? Of course not - you're in a tight spot, and you'll have to take a significant haircut on the amount received. Firms that deal in pu...  (more)
Answered Feb 2015
    *Answers are submitted by advisors without compensation.

    Licenses & Conducts

    U.S. Securities and Exchange Commission
    • license status
    • disclosures
    • as of date
      Mar 27, 2019
    • license status
      Not registered
    • disclosures
    • as of date
      Mar 27, 2019
    Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:


    Camerondowning, LLC

    Last updated on March 26, 2019
      • $10.9M
        Total Assets Under Management
      • N/A
        Total Assets Under Advisement
      • 103
      • $105.8K
        Estimated Average Account Balance


    Types of Compensation Arrangements

    • Percentage Of Assets
    • Hourly Charges
    • Fixed Fees
    • Other