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Overview

Services

Advisor Services

  • Financial Planning
    • -Comprehensive Financial Planning
    • -Retirement Planning
    • -College Planning
    • -Charitable Planning
    • -Tax Planning
  • Pension Consulting
    • -401k
    • -403b
    • -457
    • -Defined Benefit
  • Portfolio Management
    • -Individuals and/or Small Businesses

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Bason Asset Management, LLC 4 years, 6 months Sep 2012 - Present
Raymond James Financial Services, Inc. 5 years, 3 months Jun 2007 - Sep 2012
Pacific West Securities Inc. 1 year, 6 months Dec 2005 - Jun 2007

Designations & Memberships

  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by James Osborne

    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    I recently read a book by Joel Greenblatt entitled: "The little book that Still beats the market." I even opened a virtual investment account to try out ideas in the book. It has only been a few weeks and already my investment is up by nearly 4%. What are you opinions on this book and method?
    Matthew,Greenblatt's book is widely read and he has identified what has been studied by many academics - that over time, small cap and value-oriented stocks outperform large cap and "growth" stocks. Like everything in investing, no return comes without risk. Probably the best explanation of this i...  (more)
    Answered Dec 2012
    Is it ok to ask my financial adviser what funds they invest their personal assets in?
    Yes, absolutely it is fair to ask and expect a clear answer. Your advisor should have no hesitate to discuss the reason and methodology behind his or her personal portfolio. Of course it may be different than what is recommended for clients, but these differences can be clearly explained by a comp...  (more)
    Answered Dec 2012
    Divorcing after 24yrs how can i take her half outand give to her?
    Hi Tanya,When retirement assets are split up in a divorce, it occurs as a result of the Qualified Domestic Relations Order (QDRO) which is a legal order issued by the divorce court. This allows the 401(k) plan sponsor to issue a special non-taxable rollover distribution to the receiving spouse. T...  (more)
    Answered Jan 2013
    Why don't you have any data about the Colorado Public Retirement Association 401K Plan?
    Keith,The PERA 401(k) plan is a true 401(k) as you are probably aware and runs along beside the PERA 457 plan, which many Colorado public employees also have the option to participate in. I wish I could answer for Brightscope as to why the data is not available, but my hunch is that because it is ...  (more)
    Answered Nov 2012
    What is the best advice you would give to a new startup CFO?
    Dave's answer is great. Cash is king! As a small-business owner myself, I can attest to the importance of cash flow. Get paid before you pay whenever possible. Present clear and easy to understand information to your boss and try to understand the question behind his question. Cash flow shortages...  (more)
    Answered Dec 2012
    Is there anyway to take a bulk amount of money out of an inherited ira (without having to pay extra tax on it) to pay off my PLUS Loan (which I used to assist my children with college costs?)?
    Hi,It's important to note that inherited IRA (also called beneficiary IRA) distributions are not subject to the 10% penalty. Your IRA custodian will denote these as "Death Distributions" and they are not subject to the 10% penalty. However, they will become part of your ordinary income in the cale...  (more)
    Answered Nov 2012
    How can I assess the performance of the Fixed Asset segment of my portfolio versus the overall market average?
    Robert,Your first step will need to be some basic analysis of your own fixed income portfolio. Some factors to consider include: - Average Maturity & Duration - Average Credit Quality (measured by a ratings agency for starters) - Holding types (Municipal/Federal Govt/Agency/Corporate)Armed...  (more)
    Answered Nov 2012
    Where do I find information on commodities backed ETFs?
    Ranier,For starters,some of the product providers have fairly decent websites. Try iShares for a start. There are risks with both. Asset backed commodity products will prevent some of the exposure to cantango risks, but can be more expensive due to the carrying costs related to owning the physi...  (more)
    Answered Nov 2012
    What is an appropriate fund management fee percentage?
    Dale,To start, the average cost of an equity (stock-investing) mutual fund has been researched to be about 1.42% annually, so that should be used as an absolutely worst case scenario. As others have mentioned there is a very clear relationship between fund fees and performance. If Morningstar, wh...  (more)
    Answered Nov 2012
    What target date funds would you recommend for someone who is in their 30s but is still focused on a low-risk portfolio?
    Parker,While it is appropriate for you to take a hard look at your risk tolerance relative to your goals and time horizon, let's assume that you have already done that.A target date fund may not be the best solution for a young person's conservative portfolio as it will continue to become even mo...  (more)
    Answered Nov 2012
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Nov 2, 2015
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        Nov 10, 2016
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Bason Asset Management

      Last updated on Feb. 28, 2017
        • $159.3M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 356
          Accounts
        • $447.5K
          Estimated Average Account Balance

      Fees

      Fee Only Advisor
      $
      This advisor has certified that they are compensated soley by their clients, and do not accept commisions or compensation of any kind based on the products they recommend.

      Types of Compensation Arrangements