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Overview

Services

Advisor Services

There is no Services data available to display at this time.

Funds

Funds Used With Clients

There are no funds listed for this advisor at this time.

Firm Client types

Qualifications

Experience

No timeline events available.
Employer Years Dates
Empirical Wealth Management 3 years, 10 months Jan 2014 - Present
Empirical Wealth Management 2 years, 1 month Dec 2011 - Jan 2014
Empirical Wealth Management 3 months Sep 2011 - Dec 2011
Charles Schwab 2 months Jun 2011 - Aug 2011
Seattle University 10 months Aug 2010 - Jun 2011
Wilbur-Ellis 2 months Jun 2010 - Aug 2010
Seattle University 3 years, 3 months Sep 2009 - Dec 2012
School 7 years, 9 months Sep 2001 - Jun 2009

Designations & Memberships

  • Certified Financial Planner
    Designation
    Certified Financial Planner
    A standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.

Articles and Answers

Insights by Elliott Appel

Navigating through your 401(k) investments
Published 2013-04-09 17:03:23
    *Articles are published by advisors without compensation.

    Answers

    Ask a financial questionAsk a question
    What happens to my 401Kif i dont work there ANYMORE.....
    Juan,The other advisors have answered your question quite well. I just want to reiterate what others have already said and add a little advice. It would be wise to call the plan administrator and ask what administration fees you will be paying once you leave. If the fees aren’t considerable and th...  (more)
    Answered Mar 2013
    Can you tell me a good, honest and simple book to read on investing?; it should have a sound investing startegy?
    Hi Matthew,Besides A Random Walk Down Wall Street, I would also recommend Investment Mistakes Even Smart Investors Make and How to Avoid Them by Larry Swedroe. I hope you find these books helpful!...  (more)
    Answered Apr 2013
    Should I keep my portfolio with Fidelity or move my funds to a Vanguard target fund in order to preserve principal, maximize return and lower fund advisory fees?
    Peter,For what you are paying now on an annual basis, you should consider searching for a fee-only financial planner, who could give you individualized advice based on your particular circumstances. You could find a planner who works on an hourly basis or one who charges a percentage based on asse...  (more)
    Answered Mar 2013
    I have a universal life policy for $150,000. I am 55, female, married. I want to purchase long term care insurance. How could I use my policy to purchase long term care insurance and is that a good idea? My husband does not need the life insurance money.
    It is difficult to say whether life insurance or a long-term care insurance policy would be a better investment against risk. They are both addressing different types of risk. Are you more interested in possibly protecting the depletion of your assets if you were unable to care for yourself or provi...  (more)
    Answered May 2013
      *Answers are submitted by advisors without compensation.

      Licenses & Conducts

      SEC
      U.S. Securities and Exchange Commission
      • license status
        Registered
      • disclosures
        None
      • as of date
        Oct 3, 2015
      FINRA
      FINRA
      • license status
        Not registered
      • disclosures
        None
      • as of date
        N/A
      Review the status and details of the disclosures noted above using the SEC's Investment Advisor Public Disclosure website:

      Assets

      Directional Financial Services

      Last updated on Jan. 13, 2017
        • $6.1M
          Total Assets Under Management
        • N/A
          Total Assets Under Advisement
        • 90
          Accounts
        • $67.4K
          Estimated Average Account Balance

      Fees

      Types of Compensation Arrangements