Funds Used With Clients
Firm Client types
|Empirical Wealth Management||2 years, 8 months||Jan 2016 - Present|
|Empirical Wealth Management||2 years||Jan 2014 - Jan 2016|
|Empirical Wealth Management||1 year||Jan 2013 - Jan 2014|
|Empirical Wealth Management||1 year, 1 month||Dec 2011 - Jan 2013|
|Empirical Wealth Management||3 months||Sep 2011 - Dec 2011|
|Charles Schwab||2 months||Jun 2011 - Aug 2011|
|Seattle University||10 months||Aug 2010 - Jun 2011|
|Wilbur-Ellis||2 months||Jun 2010 - Aug 2010|
|Seattle University||3 years, 3 months||Sep 2009 - Dec 2012|
|School||7 years, 9 months||Sep 2001 - Jun 2009|
Designations & Memberships
Certified Financial PlannerDesignationA standard certification for advisors, designees are exposed to nearly 100 topics on integrated financial planning. Major topics include, but not limited to: insurance, employee benefits, securities, state and federal tax, estate tax and planning, asset protection, etc.
Articles and Answers
Insights by Elliott Appel
Navigating through your 401(k) investments
Published 2013-04-09 17:03:23
AnswersAsk a financial questionAsk a question
|What happens to my 401Kif i dont work there ANYMORE.....
Juan,The other advisors have answered your question quite well. I just want to reiterate what others have already said and add a little advice. It would be wise to call the plan administrator and ask what administration fees you will be paying once you leave. If the fees aren’t considerable and th...  (more)
Answered Mar 2013
|Can you tell me a good, honest and simple book to read on investing?; it should have a sound investing startegy?
Hi Matthew,Besides A Random Walk Down Wall Street, I would also recommend Investment Mistakes Even Smart Investors Make and How to Avoid Them by Larry Swedroe. I hope you find these books helpful!...  (more)
Answered Apr 2013
|Should I keep my portfolio with Fidelity or move my funds to a Vanguard target fund in order to preserve principal, maximize return and lower fund advisory fees?
Peter,For what you are paying now on an annual basis, you should consider searching for a fee-only financial planner, who could give you individualized advice based on your particular circumstances. You could find a planner who works on an hourly basis or one who charges a percentage based on asse...  (more)
Answered Mar 2013
|I have a universal life policy for $150,000. I am 55, female, married.
I want to purchase long term care insurance. How could I use my policy to purchase long term care insurance and is that a good idea? My husband does not need the life insurance money.
It is difficult to say whether life insurance or a long-term care insurance policy would be a better investment against risk. They are both addressing different types of risk. Are you more interested in possibly protecting the depletion of your assets if you were unable to care for yourself or provi...  (more)
Answered May 2013
Licenses & Conducts
Directional Financial Services
$6.1MTotal Assets Under Management
N/ATotal Assets Under Advisement
$67.4KEstimated Average Account Balance